Erie County and Amherst Town property record for 492 Vine Ln, Buffalo, NY 14228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,687 sqft · built 1972 |
| Lot Size | 0.348 acres (15,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,035 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 26.07-3-10 |
| Primary APN | 142289 26.07-3-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 383 sqft |
| Finished Basement | 383 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,120 sqft (0.348 acres) |
| Lot Dimensions | 251 ft deep x 60.4 ft wide |
| Garage Type | Attached |
| Garage Area | 277 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 492 VINE LN |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14228-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2283 37 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 9107 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 492 VINE LN, BUFFALO, NY 14228-1860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Nov 30, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 8, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2001 |
| Transfer Doc | 0000000952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 492 VINE LN, BUFFALO, NY 14228-1860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 492 VINE LN, AMHERST, NY 14228-1860 |
| Document Number | 0140282565 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 14028/2565 |
| Instrument | 2021238438 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 492 VINE LN, BUFFALO, NY 14228-1860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 492 VINE LN, AMHERST, NY 14228-1860 |
| Document Number | 0140282559 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 14028/2559 |
| Instrument | 2021238437 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 103 Months |
| Due | Jun 28, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 492 VINE LN, BUFFALO, NY 14228-1860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138841913 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 13884/1913 |
| Instrument | 2019007046 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 492 VINE LN, BUFFALO, NY 14228-1860 |
| Document Number | 0139363275 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 492 VINE LN AMHERST NY 142281860, AMHERST, NY 14228-1860 |
| Document Number | 0139363275 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 013936/003275 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 492 VINE LN, BUFFALO, NY 14228-1860 |
| Document Number | 0139363269 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 492 VINE LN AMHERST NY 142281860, AMHERST, NY 14228-1860 |
| Document Number | 0139363269 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 013936/003269 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 16, 2030 |
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Sweet Home Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,035.00 (+1.29%) Homeowner's exemption | ||
| 2025 | $5,958.00 (-18.98%) | $308,000 (-) Land $42,800 Building $265,200 | $311,100 (+1.01%) Land $43,231 Building $267,869 |
| 2024 | $7,354.00 (+68.44%) Homeowner's exemption | $308,000 (+80.12%) Land $42,800 Building $265,200 | $308,000 (+11.67%) Land $42,800 Building $265,200 |
| 2023 | $171,000 Land $36,200 Building $134,800 | $275,806 Land $58,387 Building $217,419 | |
| 2019 | $4,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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