492 Saddell Bay Loop, Ocoee, FL 34761 Property Records

Orange County property record for 492 Saddell Bay Loop, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,694 sqft Living Area
Lot Size	5,840 sqft (0.134 acres)
Occupancy	Owner Occupied
Last Sale	$303,000 (2005)
Tax Bill	$2,754.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-22-28-1801-00-150`
Alternative APNs	`282231180100150` `259256` `264101` `268646`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,694 sqft Living Area
Gross Area	2,242 sqft Gross Area
1st Floor	1,694 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,840 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	280 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	492 SADDELL BAY LOOP
City	OCOEE
State	FL
Zip	34761-5601
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CRESENTLAKE 36/46 LOT 15
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	CRESENTLAKE
Legal Tract	1801
Legal Lot Number	15
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	1
Census Block	1011
Census Tract	17119

Owner

Source: Orange County records · APN 31-22-28-1801-00-150

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	492 SADDELL BAY LOOP, OCOEE, FL 34761-5601
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2005 · Amount on Record
Deed Sale	Oct 19, 2005 · Amount on Record
Prior Sale	Sep 16, 1998 · Amount on Record
Deed Doc Number	2005708526
Deed Book / Page	8257 / 384
Last Transfer Date	Oct 29, 2010
Transfer Doc	0000062584
Record Refreshed	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	492 SADDELL BAY LOOP, OCOEE, FL 34761-5601
Document Number	0000233489
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 03, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 SADDELL BAY LOOP OCOEE FL 347615601, OCOEE, FL 34761-5601

Mortgage

Document Number	0000233489
Date	Apr 17, 2019
Instrument	233489

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,173 (+2.7%)	$346,960 (-1.28%) Land $90,000 Building $256,960
2025	$2,754.00 (+10.07%) Homeowner's exemption	$164,725 (+5.99%)	$351,470 (+9.67%) Land $90,000 Building $261,470
2024	$2,502.00 (+3.56%)
2023	$2,416.00 (+3.69%) Homeowner's exemption	$155,420 (+3%)	$320,490 (+12.96%) Land $90,000 Building $230,490
2022	$2,330.00 Homeowner's exemption	$150,893	$283,710 Land $90,000 Building $193,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.