466 Saddell Bay Loop, Ocoee, FL 34761 Property Records

Orange County property record for 466 Saddell Bay Loop, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,861 sqft Living Area
Lot Size	5,497 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$134,600 (1997)
Tax Bill	$2,888.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-22-28-1801-00-190`
Alternative APNs	`282231180100190` `259260` `264106` `268651`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,861 sqft Living Area
Gross Area	2,392 sqft Gross Area
1st Floor	1,861 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,497 sqft (0.126 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	399 sqft Garage
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	466 SADDELL BAY LOOP
City	OCOEE
State	FL
Zip	34761-5601
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CRESENTLAKE 36/46 LOT 19
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	CRESENTLAKE
Legal Tract	1801
Legal Lot Number	19
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	1
Census Block	1011
Census Tract	17119

Owner

Source: Orange County records · APN 31-22-28-1801-00-190

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	466 SADDELL BAY LOOP, OCOEE, FL 34761-5601
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 1997 · Amount on Record
Deed Sale	Feb 08, 1997 · Amount on Record
Deed Book / Page	5197 / 4998
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	466 SADDELL BAY LOOP, OCOEE, FL 34761-5601
Document Number	0000432354
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 07, 2020
Title Company	ERECORDING PARTNERS NTWK LLC, ERECORDING PTRS NTWK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	466 SADDELL BAY LOOP OCOEE FL 347615601, OCOEE, FL 34761-5601

Mortgage

Document Number	0000432354
Date	Aug 17, 2020
Instrument	432354

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,583 (+2.7%)	$368,180 (-1.3%) Land $90,000 Building $278,180
2025	$2,888.00 (+9.68%) Homeowner's exemption	$172,914 (+5.99%)	$373,020 (+9.89%) Land $90,000 Building $283,020
2024	$2,633.00 (+3.58%)
2023	$2,542.00 (+3.63%) Homeowner's exemption	$163,147 (+3%)	$339,463 (+13.29%) Land $90,000 Building $249,463
2022	$2,453.00 Homeowner's exemption	$158,395	$299,650 Land $90,000 Building $209,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.