492 Olean St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 492 Olean St, Schenectady, NY 12306 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 1985
Square Footage	2,174 sqft Total Area
Lot Size	3,049 sqft (0.07 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2022)
Tax Bill	$3,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 48.15-7-10`
Alternative APN	`280004801500070100000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,174 sqft Total Area
1st Floor	1,016 sqft 1st Floor
2nd Floor	528 sqft 2nd Floor
Upper Floors	336 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Architectural Style	Cape Cod Style
Exterior Material	Wood Exterior
Lot Area	3,049 sqft (0.07 acres)
Depth X Width	45 ft x 65 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	492 OLEAN ST
City	SCHENECTADY
State	NY
Zip	12306-2343
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	PT-113 R,G2,OG,3D GRITZBACK BDY 1 2.-130-18
Legal Subdivision	ELECTRIC PARK
Legal Block	7
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	2
Census Block	2010
Census Tract	32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.15-7-10

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	492 OLEAN ST, SCHENECTADY, NY 12306-2343
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Deed Doc Number	202266180
Deed Book / Page	2099 / 475
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 14, 2022
Property Address	492 OLEAN ST, SCHENECTADY, NY 12306-2343
Document Number	0000066180
Book / Page	2099 / 475
Instrument Date	Dec 09, 2022
Instrument	202266180
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 SCHERMERHORN RD, SCHENECTADY, NY 12306-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 75TH ST, WOODHAVEN, NY 11421-2801

Mortgage

Document Number	0000066181
Date	Dec 14, 2022
Instrument	202266181

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00	$94,000 (-) Land $4,200 Building $89,800	$144,600 (+16.9%) Land $6,461 Building $138,139
2023		$94,000 Land $4,200 Building $89,800	$123,700 Land $5,527 Building $118,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.