Schenectady County and Schenectady City property record for 2820 Olean St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,140 sqft Living Area |
| Lot Size | 8,002 sqft (0.184 acres) |
| Garage | Attached, 322 sqft |
| Last Sale | $285,000 (2025) |
| Tax Bill | $8,136.00 (2025) |
| Primary APN | 421500 48.49-1-89 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,140 sqft Living Area |
| 1st Floor | 574 sqft 1st Floor |
| 2nd Floor | 566 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,002 sqft (0.184 acres) |
| Depth X Width | 152 ft x 57.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 322 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2820 OLEAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | BELLEVUE HILLS SUBDIVISION PLAN |
| Legal Block | 1 |
| Legal Lot Number | 89.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.49-1-89
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 701 RIVER ST, TROY, NY 12180-1256 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 19, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Feb 07, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Feb 07, 2024 · Amount on Record |
| Deed Doc Number | 202524497 |
| Deed Book / Page | 2158 / 882 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2820 OLEAN ST, SCHENECTADY, NY 12306-2440 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 701 RIVER ST 508, 508, TROY, NY 12180-1579 |
| Document Number | 0000024498 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202524498 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2820 OLEAN ST, SCHENECTADY, NY 12306-2440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000004442 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 5354/426 |
| Instrument | 202404442 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 07, 2024 |
| Property Address | 2820 OLEAN ST, SCHENECTADY, NY 12306-2440 |
| Document Number | 0000007780 |
| Book / Page | 2125 / 229 |
| Map Reference | MAP C-346 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 202407780 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $988.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2820 OLEAN ST, SCHENECTADY, NY 12306-2440 |
| Name | Verified Name |
|---|---|
| Address | 1409 EVERGREEN AVE, ROTTERDAM, NY 12306-2738 |
| Document Number | 0000007783 |
|---|---|
| Date | Feb 07, 2024 |
| Instrument | 202407783 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 16, 2054 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,136.00 (+87.81%) | $172,000 (-) Land $10,000 Building $162,000 | $284,815 (+30.82%) Land $16,559 Building $268,256 |
| 2023 | $172,000 (-) Land $10,000 Building $162,000 | $217,722 (+3.8%) Land $12,658 Building $205,064 | |
| 2022 | $172,000 Land $10,000 Building $162,000 | $209,756 Land $12,195 Building $197,561 | |
| 2021 | $4,332.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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