Camden County and Waterford Township property record for 492 E Atlantic Ave, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,499 sqft · built 1974 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Oct 2023) |
| Tax Bill | $6,120 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-01804-0000-00004 |
| Primary APN | 35-01804-0000-00004 |
|---|---|
| Alternative APN |
|
| Building Area | 1,499 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 16,161 sqft (0.371 acres) |
| Old Parcel Number | 350190700000000101 |
|---|---|
| Street Address | 492 E ATLANTIC AVE |
| City | ATCO |
| State | NJ |
| Zip | 08004-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | WATERFORD TOWNSHIP |
| Legal Block | 1804 |
| Legal Lot Number | 4 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1068 MAPLE AVE, ATCO, NJ 08004-1307 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 5, 2023 | Deed, Transfer · FHA Mortgage GREENTREE MORTGAGE COMPANY LP |
| Jun 7, 2023 | Deed, Construction Loan · Construction Mortgage RFLF 4 LLC |
| Sep 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2023 · Amount on Record |
| Deed Document Number | 202361996 |
| Deed Book / Page | 12444 / 589 |
| Prior Transfer Date | Aug 7, 2018 |
| Prior Transfer Doc | 0000070125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 492 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 492 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000069249 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 12953/879 |
| Instrument | 2025069249 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Oct 5, 2023 |
| Property Address | 492 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000061996 |
| Book / Page | 12444 / 589 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023061996 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 WATERFORD RD, HAMMONTON, NJ 08037-2328 |
| Name | Verified Name |
|---|---|
| Address | 1068 MAPLE AVENUE, WATERFORD, NJ 08089 |
| Document Number | 0012444595 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 12444/595 |
| Name | GREENTREE MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jun 7, 2023 |
| Property Address | 492 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000037109 |
| Book / Page | 12365 / 974 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023037109 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2023 |
| Title Company | SJS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 HAYES MILL ROAD RM 205 B205, 205, ARVADA, CO 80004 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 55 WATERFORD RD, HAMMONTON, NJ 08037-2328 |
| Investor | Possibly a Property Investor |
| Document Number | 0012365981 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 12365/981 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 28, 2018 |
| Property Address | 492 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000070125 |
| Book / Page | 010978 / 000481 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 70125 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 E ATLANTIC AVE ATCO NJ 080042021, ATCO, NJ 08004-2021 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,200 (-) Land $41,300 Building $92,900 | $134,200 (-) Land $41,300 Building $92,900 | |
| 2025 | $6,120.00 (+3.52%) | $134,200 (-) Land $41,300 Building $92,900 | $134,200 (-) Land $41,300 Building $92,900 |
| 2024 | $5,912.00 (+7.3%) | ||
| 2023 | $134,200 (-) Land $41,300 Building $92,900 | $134,200 (-) Land $41,300 Building $92,900 | |
| 2022 | $5,510.00 (+0.49%) | $134,200 Land $41,300 Building $92,900 | $134,200 Land $41,300 Building $92,900 |
| 2021 | $5,483.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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