Camden County and Waterford Township property record for 488 E Atlantic Ave, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,590 sqft · built 1974 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jul 2021) |
| Tax Bill | $6,293 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-01804-0000-00005 |
| Primary APN | 35-01804-0000-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 1,590 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 15,507 sqft (0.356 acres) |
| Old Parcel Number | 3501907000000001 |
|---|---|
| Street Address | 488 E ATLANTIC AVE |
| City | ATCO |
| State | NJ |
| Zip | 08004-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | WATERFORD TOWNSHIP |
| Legal Block | 1804 |
| Legal Lot Number | 5 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 29, 2021 | Deed, Transfer · FHA Mortgage GREENTREE MORTGAGE COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 202171180 |
| Deed Book / Page | 11809 / 745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jul 22, 2026 |
| Property Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000046310 |
| Book / Page | 13140 / 699 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202646310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000046310, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 13140/699 |
| Instrument | 202646310 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 1, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000008522 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 12512/1788 |
| Instrument | 2024008522 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 90321 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jul 29, 2021 |
| Property Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0000071180 |
| Book / Page | 11809 / 745 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021071180 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 679, POCONO LAKE, PA 18347-0679 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 488 E ATLANTIC AVE, ATCO, NJ 08004-2021 |
| Document Number | 0011809752 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 11809/752 |
| Name | GREENTREE MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,000 (-) Land $41,200 Building $96,800 | $138,000 (-) Land $41,200 Building $96,800 | |
| 2025 | $6,293.00 (+3.5%) | $138,000 (-) Land $41,200 Building $96,800 | $138,000 (-) Land $41,200 Building $96,800 |
| 2024 | $6,080.00 (+7.31%) | ||
| 2023 | $138,000 Land $41,200 Building $96,800 | $138,000 Land $41,200 Building $96,800 | |
| 2022 | $5,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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