492 E 2nd St, Herscher, IL 60941 Property Records

Kankakee County property record for 492 E 2nd St, Herscher, IL 60941

Property Summary

Property TypeSingle Family Home
Lot Size0.313 acres (13,662 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Dec 2020)
Tax Bill$5,855 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-14-28-110-053

Property Details

APN / Parcel Number

Primary APN14-14-28-110-053

Exterior

Lot Area13,662 sqft (0.313 acres)

Location & Zoning

Street Address492 E 2ND ST
CityHERSCHER
StateIL
Zip60941-9587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEIMBERGER 2ND ADDN LOT 7 EX S 110' 28-30-10E
Legal SubdivisionHEIMBERGER 2ND ADD
Legal Lot Number7
JurisdictionKANKAKEE IL
Township / Civil DivisionPILOT
Census Block Group2
Census Block2078
Census Tract12600

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address492 E 2ND ST, HERSCHER, IL 60941-9587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
BYLINE BANK
Dec 11, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE BANK OF HERSCHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Deed Document Number202015784
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address492 E 2ND ST, HERSCHER, IL 60941-9587
Transaction TypeMortgage
Record UpdatedSep 28, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202210414
DateSep 13, 2022
Instrument202210414
Lender
NameBYLINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateDec 11, 2020
Property Address492 E 2ND ST, HERSCHER, IL 60941-9587
Document Number0202015784
Instrument DateDec 6, 2020
Instrument202015784
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySTANDARD LAND TITLE COMPANY, STANDARD TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address539 PILOT DR, 539, HERSCHER, IL 60941-9461

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address492 E 2ND ST, HERSCHER, IL 60941-9587

Mortgage

Document Number0202015785
DateDec 11, 2020
Instrument202015785
Lender
NameSTATE BANK OF HERSCHER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionPilot Township
MunicipalityHerscher Village
Unified School DistrictHerscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,855.00 (+10.58%)$80,134 (+19.93%) Land $11,184 Building $68,950$240,402 (+19.93%) Land $33,552 Building $206,850
2024$5,295.00 (+10.98%)
2023$66,815 Land $5,116 Building $61,699$200,445 Land $15,348 Building $185,097
2022$4,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERSCHER
serves 1,600 people · EPA ID IL0910450
Water SourceGroundwater
Last State InspectionOct 2023
Lead11 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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