402 E 2nd St, Herscher, IL 60941 Property Records

Kankakee County property record for 402 E 2nd St, Herscher, IL 60941

Property Summary

Property TypeSingle Family Home
Lot Size0.295 acres (12,883 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Dec 2024)
Tax Bill$6,698 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-14-28-110-050

Property Details

APN / Parcel Number

Primary APN14-14-28-110-050

Exterior

Lot Area12,883 sqft (0.295 acres)

Location & Zoning

Street Address402 E 2ND ST
CityHERSCHER
StateIL
Zip60941-9497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEIMBERGER 2ND ADDN NH LT 4 28-30-10E
Legal Subdivision394
Legal Lot Number4
JurisdictionKANKAKEE IL
Township / Civil DivisionPILOT
Census Block Group2
Census Block2078
Census Tract12600

Owner

Source: Kankakee County assessment roll, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address60 BELLE HVN, GALENA, MO 65656-4613
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Line of Credit
VERMILION VALLEY BANK
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
VERMILION VALLEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Deed Document Number202412070
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address402 E 2ND ST, HERSCHER, IL 60941-9497
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202308294
DateAug 30, 2023
Instrument202308294
Lender
NameVERMILION VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 1, 2024
Interest
Rate TypeFixed Rate
Rate6.5%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address402 E 2ND ST, HERSCHER, IL 60941-9497
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202012850
DateOct 16, 2020
Instrument202012850
Lender
NameVERMILION VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionPilot Township
MunicipalityHerscher Village
Unified School DistrictHerscher Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,698.00 (-7.56%)$102,674 (-1.5%) Land $11,184 Building $91,490$308,022 (-1.5%) Land $33,552 Building $274,470
2024$7,246.00
2023$104,233 (+7.31%) Land $5,243 Building $98,990$312,699 (+7.31%) Land $15,729 Building $296,970
2022Homeowner's exemption Senior Citizen's exemption$97,131 Land $4,886 Building $92,245$291,393 Land $14,658 Building $276,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERSCHER
serves 1,600 people · EPA ID IL0910450
Water SourceGroundwater
Last State InspectionOct 2023
Lead11 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
JAB Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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