4918 Wilderness Trl, Sebring, FL 33875 Property Records

Highlands County property record for 4918 Wilderness Trl, Sebring, FL 33875

Property Summary

Property Type	Pasture
Details	1,200 sqft · built 2022
Lot Size	8.08 acres (352,005 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Mar 2022)
Tax Bill	$924 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-26-35-28-A00-0120-0000`

Property Details

APN / Parcel Number

Primary APN	`C-26-35-28-A00-0120-0000`

Interior

Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	352,005 sqft (8.08 acres)
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	300 sqft
Porch	Slab
Deck Area	480 sqft

Location & Zoning

Street Address	4918 WILDERNESS TRL
City	SEBRING
State	FL
Zip	33875-9783
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AU
Legal Description	NW 1/4 OF SW 1/4 OF SE 1/4 OF SEC 26-LESS E 240 FT OF N 363 FT OF S 388 FT 26-35-28/12 8.08 ACRES
Legal Range	28E
Legal Township	35S
Legal Section	26
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1021
Census Tract	961401

Owner

4918 Wilderness Trl, an agricultural property, is owned by an individual who bought it in March 2022.

Source: Highlands County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK
Oct 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Jun 26, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 4, 2022	Warranty Deed, Transfer · Commercial Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Deed Document Number	20222081358
Deed Book / Page	2888 / 1578
Prior Transfer Date	Mar 3, 2022
Prior Transfer Doc	0002081357
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002191560
Date	Feb 26, 2024
Book Page	3027/1699
Instrument	2191560

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	LAKE PLACID, FL 33852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 2, 2023
Property Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783
Document Number	0002171797
Book / Page	3001 / 1719
Instrument Date	Sep 25, 2023
Instrument	2171797
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783

Mortgage

Document Number	0002171798
Date	Oct 2, 2023
Book Page	3001/1721
Instrument	2171798

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Max Rate	11.7%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 26, 2023
Property Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783
Document Number	0002157394
Book / Page	2983 / 200
Instrument Date	Jun 23, 2023
Instrument	2157394
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2542, LAKE PLACID, FL 33862-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2542, LAKE PLACID, FL 33862-2542

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 4, 2022
Property Address	4918 WILDERNESS TRL, SEBRING, FL 33875-9783
Document Number	0002081358
Book / Page	2888 / 1578
Instrument Date	Mar 3, 2022
Instrument	2081358
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$909.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6801 US HIGHWAY 27 N # NA1, NA1, SEBRING, FL 33870-7840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2542, LAKE PLACID, FL 33862-2542

Mortgage

Document Number	0028881580
Date	Mar 4, 2022
Instrument	2888/1580

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 3, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4918 Wilderness Trl was $924, up 1.9% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (+1.87%)	$81,307	$146,386 Land $66,249 Building $80,137
2024	$907.00 (-27.67%)
2023	$1,254.00 (+5,6%)	$74,369 (+4,574.36%) Land $13,105 Building $61,264	$121,150 (+3,210.11%)
2022	$22.00	$1,591 Land $1,591	$3,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4918 Wilderness Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4918 Wilderness Trl is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

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