4745 Wilderness Trl, Sebring, FL 33875 Property Records

Highlands County property record for 4745 Wilderness Trl, Sebring, FL 33875

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,239 sqft · built 1993
Lot Size	4.84 acres (211,266 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2017)
Tax Bill	$1,479 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C265802000200000`

Property Details

APN / Parcel Number

Primary APN	`C265802000200000`
Alternative APN	`C-26-35-28-020-0020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,239 sqft Living Area
1st Floor Area	1,810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	211,266 sqft (4.84 acres)
Garage Type	Finished
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	1,008 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	207 sqft
Porch	Finished/Screened Porch
Porch Area	312 sqft
Patio Area	381 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C265802000200000
Street Address	4745 WILDERNESS TRL
City	SEBRING
State	FL
Zip	33875-9780
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AU
Legal Description	SUNSHINE ESTATES PB 15 PG 124 LOT 2 4.85 ACRES
Legal Range	28E
Legal Township	35S
Legal Section	26
Legal Subdivision	SUNSHINE ESTATES
Legal Lot Number	2 4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1022
Census Tract	961401

Owner

4745 Wilderness Trl, a rural home, is owned and occupied by an individual who bought it in November 2017.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4745 WILDERNESS TRL, SEBRING, FL 33875-9780
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND NATIONAL BANK
Nov 14, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Nov 14, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Nov 14, 2017
Deed Document Number	1872903
Deed Book / Page	2607 / 0849
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4745 WILDERNESS TRL, SEBRING, FL 33875-9780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001953452
Date	Aug 23, 2019
Book Page	2709/0338
Instrument	1953452

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	LAKE PLACID, FL 33852

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 14, 2017
Property Address	4745 WILDERNESS TRL, SEBRING, FL 33875-9780
Document Number	0001872903
Book / Page	2607 / 0849
Map Reference	MB15 PG124
Instrument Date	Nov 9, 2017
Instrument	1872903
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INS AGENCY C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4745 WILDERNESS TRL, 4745, SEBRING, FL 33875-9780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 WILDERNESS TRL, SEBRING, FL 33875-9780

Mortgage

Document Number	0001872904
Date	Nov 14, 2017
Instrument	1872904

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 14, 2017
Property Address	4745 WILDERNESS TRL, SEBRING, FL 33875-9780
Document Number	0001872902
Book / Page	002607 / 000847
Instrument Date	Nov 3, 2017
Instrument	1872902
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HEARTLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4745 WILDERNESS TRL SEBRING FL 338759780, SEBRING, FL 33875-9780

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,400 Land $19,578 Building $105,822	$295,158
2024	$1,479.00 (+5.49%)
2023	$1,402.00 (+2.34%) Homeowner's exemption	$116,443 (+2.82%)	$246,909 (+28.98%)
2022	$1,370.00 Homeowner's exemption	$113,249	$191,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4745 Wilderness Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4745 Wilderness Trl is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

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