4917 Pine Oaks Dr, Monroe, NC 28112 Property Records

Union County property record for 4917 Pine Oaks Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1985
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Jun 2020)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-150-033`

Property Details

APN / Parcel Number

Primary APN	`04-150-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4917 PINE OAKS DR
City	MONROE
State	NC
Zip	28112-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 PINE OAKS OPCB159B
Legal Subdivision	PINE OAKS
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3022
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4917 PINE OAKS DR, MONROE, NC 28112-9437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage SHARONVIEW FCU
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Oct 26, 2010 · Amount on Record
Deed Document Number	202021974
Deed Book / Page	7706 / 468
Prior Transfer Date	Sep 27, 2010
Prior Transfer Doc	5423715
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4917 PINE OAKS DR, MONROE, NC 28112-9437
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008400818
Date	Feb 16, 2022
Book Page	8400/818
Instrument	5924

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 5, 2029
Change Frequency	Monthly
Min Rate At Change	2%
Max Rate At Change	8.25%
Max Rate	8.25%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 18, 2020
Property Address	4917 PINE OAKS DR, MONROE, NC 28112-9437
Document Number	0007706468
Book / Page	7706 / 468
Map Reference	CAB B FILE 159B
Instrument Date	Jun 18, 2020
Instrument	21974
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3445 GREENE RD, 3445, MONROE, NC 28110-9290

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4917 PINE OAKS DR, MONROE, NC 28112-9437

Mortgage

Document Number	0000021975
Date	Jun 18, 2020
Instrument	21975

Lender

Name	SHARONVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4917 PINE OAKS DR, MONROE, NC 28112-9437
Document Number	7627194
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4917 PINE OAKS DR MONROE NC 281129437, MONROE, NC 28112-9437

Mortgage

Document Number	7627194
Date	Apr 2, 2020
Book Page	007627/000194
Instrument	11070

Lender

Name	PINNACLE BK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,400 (-) Land $70,000 Building $187,400	$257,400 (-) Land $70,000 Building $187,400
2025	$1,230.00 (-13.5%)	$257,400 (+12.7%) Land $70,000 Building $187,400	$257,400 (+12.7%) Land $70,000 Building $187,400
2023	$1,422.00	$228,400 Land $43,200 Building $185,200	$228,400 Land $43,200 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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