Union County property record for 4911 Pine Oaks Dr, Monroe, NC 28112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,603 sqft · built 1986 |
| Lot Size | 1 acres (43,908 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-150-032 |
| Primary APN | 04-150-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| Gross Area | 1,507 sqft |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,908 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4911 PINE OAKS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 PINE OAKS 4911 PINE OAKS DR |
| Legal Subdivision | PINE OAKS |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20901 |
Source: Union County records · APN 04-150-032
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4911 PINE OAKS DR, MONROE, NC 28112-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Aug 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4911 PINE OAKS DR, MONROE, NC 28112-9437 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008707642 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 8707/642 |
| Instrument | 11291 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4911 PINE OAKS DR, MONROE, NC 28112-9437 |
| Document Number | 700572 |
| Book / Page | 007005 / 000072 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2017 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4911 PINE OAKS DR MONROE NC 281129437, MONROE, NC 28112-9437 |
| Document Number | 700572 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 007005/000072 |
| Instrument | 25452 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Aug 29, 2030 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,236.00 (-13.69%) | $258,600 (+12.43%) Land $70,000 Building $188,600 | $258,600 (+12.43%) Land $70,000 Building $188,600 |
| 2023 | $1,432.00 | $230,000 Land $43,200 Building $186,800 | $230,000 Land $43,200 Building $186,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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