4917 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4917 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,394 sqft · built 1977
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$483,000 (Sep 2017)
Tax Bill	$7,745 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-0370-035-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0370-035-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,422 sqft
2nd Floor Area	972 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	14,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4917 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 02, LOT 141
Legal Subdivision	MADDOX RANCH 02
Legal Lot Number	141
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4013
Census Tract	5801

Owner

4917 Olive Oak Way is owned and occupied by an individual who bought it in September 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4917 OLIVE OAK WAY, CARMICHAEL, CA 95608-5636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HM MTG
Feb 13, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Sep 5, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Deed Book / Page	20170905 / 1515
Prior Transfer Date	Mar 2, 1994
Prior Transfer Doc	9403000036
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4917 OLIVE OAK WAY, CARMICHAEL, CA 95608-5636
Document Number	2101081968
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 OLIVE OAK WAY CARMICHAEL CA 956085636, CARMICHAEL, CA 95608-5636

Mortgage

Document Number	2101081968
Date	Jan 8, 2021
Instrument	2101081968

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4917 OLIVE OAK WAY, CARMICHAEL, CA 95608-5636
Document Number	1902201000
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 OLIVE OAK WAY CARMICHAEL CA 956085636, CARMICHAEL, CA 95608-5636

Mortgage

Document Number	1902201000
Date	Feb 20, 2019
Instrument	1902201000

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2017
Property Address	4917 OLIVE OAK WAY, CARMICHAEL, CA 95608-5636
Document Number	1709051515
Instrument Date	Aug 31, 2017
Instrument	1709051515
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 OLIVE OAK WAY CARMICHAEL CA 956085636, CARMICHAEL, CA 95608-5636

Mortgage

Document Number	1709051516
Date	Sep 5, 2017
Instrument	1709051516

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4917 Olive Oak Way was $7,745 with a homeowner's exemption, down 5.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,558 (+2%) Land $162,479 Building $398,079
2025	$7,745.00 (-5.39%) Homeowner's exemption	$549,568 Land $159,294 Building $390,274
2024	$8,186.00 (+2.81%)
2023	$7,962.00 (+9.73%) Homeowner's exemption	$528,229 Land $153,109 Building $375,120
2022	$7,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4917 Olive Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4917 Olive Oak Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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