4916 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4916 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,070 sqft · built 1978
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$533,000 (Jan 2023)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0370-040-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0370-040-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4916 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 02, LOT 146
Legal Subdivision	MADDOX RANCH 02
Legal Lot Number	146
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	5801

Owner

4916 Olive Oak Way is owned and occupied by an individual who bought it in January 2023.

Source: Sacramento County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jan 31, 2023	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 13, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Deed Book / Page	20230131 / 864
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	6130000001355
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2026
Property Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637
Document Number	2026000445
Book / Page	20260923 / 445
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637

Mortgage

Document Number	2026000445,
Date	Sep 23, 2026
Book Page	20260923/445

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2023
Property Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637
Document Number	0000000864
Map Reference	MB 104 MAP 15
Instrument Date	Jan 30, 2023
Instrument	2023013100864
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637

Mortgage

Document Number	0000000865
Date	Jan 31, 2023
Instrument	2023013100865

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 13, 2017
Property Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637
Document Number	1706131356
Instrument Date	Jun 7, 2017
Instrument	1706131356
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4916 OLIVE OAK WAY CARMICHAEL CA 956085637, CARMICHAEL, CA 95608-5637

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 13, 2017
Property Address	4916 OLIVE OAK WAY, CARMICHAEL, CA 95608-5637
Document Number	1706131355
Instrument Date	Jun 7, 2017
Instrument	1706131355
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 OLIVE OAK WAY CARMICHAEL CA 956085637, CARMICHAEL, CA 95608-5637

Tax Assessment & Valuation

The 2025 property tax bill for 4916 Olive Oak Way was $6,671, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,623 (+2%) Land $159,181 Building $406,442
2025	$6,671.00 (+0.97%)	$554,533 Land $156,060 Building $398,473
2024	$6,607.00 (+113.89%)
2023	$3,089.00 (+0.62%) Homeowner's exemption	$258,934 Land $93,813 Building $165,121
2022	$3,070.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4916 Olive Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4916 Olive Oak Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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