4916 Smiths Creek Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4916 Smiths Creek Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,152 sqft · built 1920
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Oct 2019)
Tax Bill	$7,473 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-025-4015-002`

Property Details

APN / Parcel Number

Primary APN	`74-25-025-4015-002`
Alternative APN	`250254015001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,320 ft deep x 165 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4916 SMITHS CREEK RD
City	KIMBALL
State	MI
Zip	48074-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	BEG E 856' FROM SW SEC COR, TH N 1320', TH E 165', TH S 1320', TH W 165' TO BEG SECTION 25 T6N R16E 5 A
Legal Range	16E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5016
Census Tract	634600

Owner

4916 Smiths Creek Rd is owned and occupied by an individual who bought it in October 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4916 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Oct 25, 2019	Warranty Deed, Transfer CALIBER HM LOANS
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	201922368
Deed Book / Page	5112 / 844
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4916 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27840 ELMDALE ST, SAINT CLAIR SHORES, MI 48081-1477

Mortgage

Document Number	0053000931
Date	Jan 12, 2021
Book Page	5300/931
Instrument	2021000908

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2019
Property Address	4916 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Document Number	0051120844
Book / Page	005112 / 000844
Instrument Date	Oct 21, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27840 ELMDALE ST ST CLAIR SHORES MI 480811477, ST CLAIR SHORES, MI 48081-1477

Mortgage

Document Number	51120846
Date	Oct 25, 2019
Book Page	005112/000846

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 7, 2018
Property Address	4916 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Document Number	0049420195
Book / Page	004942 / 000195
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34500 PRATT RD MEMPHIS MI 480414667, MEMPHIS, MI 48041-4667

Mortgage

Document Number	49420197
Date	May 7, 2018
Book Page	004942/000197

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4916 Smiths Creek Rd was $7,473, up 3.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,300 (+5.51%)	$394,600
2025	$7,473.00 (+3.39%)	$187,000
2024	$7,228.00		$374,000
2023		$167,400
2022	$6,558.00		$334,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4916 Smiths Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4916 Smiths Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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