4900 Smiths Creek Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4900 Smiths Creek Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,544 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2020)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-025-4013-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-025-4013-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,544 sqft Living Area
1st Floor Area	2,544 sqft
Basement Area	1,768 sqft
Unfinished Basement	1,768 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Lot Width	134 ft Width
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4900 SMITHS CREEK RD
City	KIMBALL
State	MI
Zip	48074-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	SW 1/4 OF SW 1/4 EXC THE W 70 RDS THEREOF & EXC S 338' OF W 31' THEREOF SECTION 25 T6N R16E 4.76 A
Legal Range	16E
Legal Township	06N
Legal Section	25
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5016
Census Tract	634600

Owner

4900 Smiths Creek Rd is owned and occupied by an individual who bought it in December 2020.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4900 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202032773
Deed Book / Page	5293 / 786
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4900 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41209 CAYENNE DR, STERLING HEIGHTS, MI 48314-3921

Mortgage

Document Number	0052360601
Date	Sep 4, 2020
Book Page	5236/601
Instrument	2020021444

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 28, 2020
Property Address	4900 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Document Number	0005293786
Book / Page	5293 / 786
Instrument Date	Aug 21, 2020
Instrument	2020032773
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 SMITHS CREEK RD, 4900, KIMBALL, MI 48074-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 SMITHS CREEK RD, KIMBALL, MI 48074-3910

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4900 SMITHS CREEK RD, KIMBALL, MI 48074-3910
Document Number	0049850015
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	ASK SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4900 SMITHS CREEK RD KIMBALL MI 480743910, KIMBALL, MI 48074-3910

Mortgage

Document Number	0049850015
Date	Sep 5, 2018
Book Page	004985/000015

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4900 Smiths Creek Rd was $5,577 with a homeowner's exemption, up 3.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,900 (+5.22%)	$475,800
2025	$5,577.00 (+3.47%) Homeowner's exemption	$226,100
2024	$5,390.00		$452,200
2023		$197,300
2022	$4,972.00		$394,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4900 Smiths Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Smiths Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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