Cheboygan County property record for 4916 Reflections Dr, Cheboygan, MI 49721
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 2002 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,500 (Sep 2018) |
| Tax Bill | $3,453 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-R22-000-004-00 |
| Primary APN | 140-R22-000-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,660 sqft Building Perimeter |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Unfinished Basement | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Area | 2,128 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4916 REFLECTIONS DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9676 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | REFLECTIONS CONDOMINIUM, UNIT 4, ACCORDING TO MASTER DEED RECD IN 722/42-69. (SEC 12, T36N,R1W) |
| Legal Range | 01W |
| Legal Township | 004 |
| Legal Section | 12 |
| Legal Lot Number | 1-2 |
| Legal Unit | 4 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 960401 |
4916 Reflections Dr, a condominium, is owned and occupied by an individual who bought it in September 2018.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4916 REFLECTIONS DR, CHEBOYGAN, MI 49721-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Sep 24, 2018 | Deed of Trust, Mortgage DFCU FINANCIAL |
| Sep 24, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on File |
| Deed Sale | Sep 24, 2018 · Amount on File |
| Prior Sale | Feb 7, 2007 |
| Deed Book / Page | 169 / 429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4916 REFLECTIONS DR, CHEBOYGAN, MI 49721-9676 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4916 REFLECTIONS DR, CHEBOYGAN, MI 49721-9676 |
| Document Number | 0000001456/0000000067 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 0000001456/0000000067 |
| Name | DFCU FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 4916 REFLECTIONS DR, CHEBOYGAN, MI 49721-9676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001369/0000000431 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 0000001369/0000000431 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 24, 2018 |
| Property Address | 4916 REFLECTIONS DR, CHEBOYGAN, MI 49721-9676 |
| Document Number | 169/429 |
| Book / Page | 169 / 429 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30711 FLORENCE ST, GARDEN CITY, MI 48135-1308 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4916 Reflections Dr was $3,453 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,100 | $534,200 | |
| 2025 | $3,453.00 | ||
| 2023 | $160,700 | $321,400 | |
| 2022 | $3,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4916 Reflections Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4916 Reflections Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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