4850 Reflections Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4850 Reflections Dr, Cheboygan, MI 49721

Property Summary

Property Type	Condominium
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (May 2021)
Tax Bill	$453 (2025)
Deeds & Mortgages	May 2021 Sale Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-R22-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`140-R22-000-006-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Street Address	4850 REFLECTIONS DR
City	CHEBOYGAN
State	MI
Zip	49721-9675
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	REFLECTIONS CONDOMINIUM, UNIT 6, ACCORDING TO MASTER DEED RECD IN 722/42-69. (SEC 12, T36N,R1W)
Legal Range	01W
Legal Township	006
Legal Section	12
Legal Subdivision	REFLECTIONS CONDOMINIUM
Legal Lot Number	7
Legal Unit	6
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ALOHA
Census Block Group	1
Census Block	1063
Census Tract	960401

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4888 REFLECTIONS DR, CHEBOYGAN, MI 49721-9675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer
Apr 17, 2017	Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Sep 23, 2002 · Amount on Record
Deed Book / Page	1450 / 732
Last Transfer Date	Jun 11, 2025
Transfer Doc	001557/623
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	May 27, 2021
Property Address	4850 REFLECTIONS DR, CHEBOYGAN, MI 49721-9675
Document Number	1450/732
Book / Page	1450 / 732
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 REFLECTIONS DR, CHEBOYGAN, MI 49721-9675

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4850 REFLECTIONS DR, CHEBOYGAN, MI 49721-9675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1330/0854
Date	Apr 17, 2017
Book Page	1330/0854

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount Recorded
Term	121 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Aloha Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,100 (+14.36%)	$46,200 (+14.36%)
2025	$453.00 (+2.95%) Homeowner's exemption	$20,200 (-1.46%)	$40,400 (-1.46%)
2024	$440.00 (+7.84%)
2023		$20,500	$41,000
2022	$408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Verizon.

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