4915 Spring Chase Way, Davidson, NC 28036 Property Records

Cabarrus County property record for 4915 Spring Chase Way, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,228 sqft · built 2002
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Jul 2015)
Tax Bill	$5,079 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03007C0026.000000`

Property Details

APN / Parcel Number

Primary APN	`03007C0026.000000`
Alternative APNs	`4673 14 6601` `142287`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	5,505 sqft
1st Floor Area	2,228 sqft
Basement Area	2,225 sqft
Finished Basement	1,733 sqft
Unfinished Basement	492 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	280 ft deep x 96 ft wide
Garage Type	Finished
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	680 sqft
Porch	Slab
Porch Area	24 sqft
Deck Area	231 sqft
Patio Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	142287
Street Address	4915 SPRING CHASE WAY
City	DAVIDSON
State	NC
Zip	28036-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 26 HAMILTON CREST
Legal Subdivision	HAMILTON CREST
Legal Lot Number	26
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1001
Census Tract	41301

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4915 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Aug 29, 2017	Deed of Trust, Mortgage UNITED STATES SENATE FCU
Aug 29, 2017	Deed of Trust, Mortgage UNITED STATES SENATE FCU
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Prior Sale	Apr 5, 2002 · Amount on Record
Deed Book / Page	11512 / 237
Last Transfer Date	Nov 23, 2020
Transfer Doc	14706289
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4915 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016050320
Date	Jun 1, 2022
Book Page	16050/320

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4915 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012650321
Date	Aug 29, 2017
Book Page	12650/0321
Instrument	12650-0321

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 29, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4915 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012650313
Date	Aug 29, 2017
Book Page	12650/0313
Instrument	12650-0313

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2032

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Nov 30, 2020
Property Address	4915 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Document Number	0014706289
Book / Page	14706 / 289
Map Reference	MB 38 PG 27
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4915 SPRING CHASE WAY, DAVIDSON, NC 28036-4519

Mortgage

Document Number	0014706292
Date	Nov 30, 2020
Instrument	14706/292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,079.00 (+10.05%)	$799,870 (+40.04%) Land $125,000 Building $674,870
2024			$799,870 (+40.04%) Land $125,000 Building $674,870
2023	$4,615.00	$571,160 Land $95,000 Building $476,160	$571,160 Land $95,000 Building $476,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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