4901 Spring Chase Way, Davidson, NC 28036 Property Records

Cabarrus County property record for 4901 Spring Chase Way, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,374 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Dec 2020)
Tax Bill	$3,811 (2023)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03007C0025.000000`

Property Details

APN / Parcel Number

Primary APN	`03007C0025.000000`
Alternative APNs	`4673 14 6430` `142674`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,374 sqft Living Area
Gross Area	4,980 sqft
1st Floor Area	1,648 sqft
Upper Floors Area	726 sqft
Basement Area	1,627 sqft
Finished Basement	1,120 sqft
Unfinished Basement	507 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	215 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	142674
Street Address	4901 SPRING CHASE WAY
City	DAVIDSON
State	NC
Zip	28036-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 25 HAMILTON CREST
Legal Subdivision	HAMILTON CREST
Legal Lot Number	25
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1001
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 20, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Dec 14, 2020	Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	May 17, 2002 · Amount on Record
Deed Book / Page	14747 / 73
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	May 4, 2026
Property Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Document Number	0000010298
Book / Page	17970 / 358
Instrument Date	May 1, 2026
Instrument	202610298
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519

Mortgage

Document Number	0000010298,
Date	May 4, 2026
Book Page	17970/358
Instrument	202610298

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	NOT AVAILABLE, PA AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519

Mortgage

Document Number	0016819160
Date	Feb 20, 2024
Book Page	16819/160

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014484298
Date	Sep 10, 2020
Book Page	14484/298

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2035

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 14, 2020
Property Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519
Document Number	0001474773
Book / Page	14747 / 73
Map Reference	MB 39 PG 39
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$978.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 SPRING CHASE WAY, DAVIDSON, NC 28036-4519

Mortgage

Document Number	0001474775
Date	Dec 14, 2020
Instrument	14747/75

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,460 (-) Land $125,000 Building $559,460
2025		$684,460 (+45.11%) Land $125,000 Building $559,460
2024			$684,460 (+45.11%) Land $125,000 Building $559,460
2023	$3,811.00	$471,690 Land $95,000 Building $376,690	$471,690 Land $95,000 Building $376,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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