4915 Peabody St, Duluth, MN 55804 Property Records

St. Louis County property record for 4915 Peabody St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,520 sqft · built 1920
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$452,000 (Dec 2023)
Tax Bill	$6,282 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3070-00610`

Property Details

APN / Parcel Number

Primary APN	`010-3070-00610`
Alternative APNs	`1159142` `1139450` `58467`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,520 sqft Gross Area
1st Floor Area	1,520 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,500 sqft (0.241 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	143 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1159142
Street Address	4915 PEABODY ST
City	DULUTH
State	MN
Zip	55804-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 AND EAST 1/2 OF LOT 14 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	123
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	600

Owner

4915 Peabody St is owned and occupied by an individual who bought it in December 2023.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4915 PEABODY ST, DULUTH, MN 55804-2469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Oct 31, 2022	Warranty Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE
Sep 15, 2022	Warranty Deed, Transfer JA GULLICKSON INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Document Number	20231479292
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2023
Property Address	4915 PEABODY ST, DULUTH, MN 55804-2469
Document Number	0001479292
Instrument Date	Nov 27, 2023
Instrument	1479292
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4915 PEABODY ST, DULUTH, MN 55804-2469

Mortgage

Document Number	0001479293
Date	Dec 6, 2023
Instrument	1479293

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.84%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	5.84%
Max Rate At Change	9.84%
Index	5-Year TN
Max Rate	10.3%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4915 PEABODY ST, DULUTH, MN 55804-2469
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 JEWEL LN N, PLYMOUTH, MN 55446-1436

Mortgage

Document Number	0001462543
Date	Mar 1, 2023
Instrument	1462543

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 31, 2022
Property Address	4915 PEABODY ST, DULUTH, MN 55804-2469
Document Number	0001455375
Instrument Date	Oct 18, 2022
Instrument	1455375
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 JEWEL LN N, PLYMOUTH, MN 55446-1436

Mortgage

Document Number	0001455376
Date	Oct 31, 2022
Instrument	1455376

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 15, 2022
Property Address	4915 PEABODY ST, DULUTH, MN 55804-2469
Document Number	0001452038
Instrument Date	Sep 12, 2022
Instrument	1452038
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 CROSBY RD, CLOQUET, MN 55720-9285

Mortgage

Document Number	0001452039
Date	Sep 15, 2022
Instrument	1452039

Lender

Name	JA GULLICKSON INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	4 Months
Due	Jan 12, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 4915 Peabody St was $6,282 with a homeowner's exemption, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,282.00 (+7.2%) Homeowner's exemption
2025	$5,860.00 Homeowner's exemption	$462,000 (+6.43%) Land $57,400 Building $404,600	$462,000 (+6.43%) Land $57,400 Building $404,600
2024		$434,100 Land $55,400 Building $378,700	$434,100 Land $55,400 Building $378,700
2023	$3,806.00 Homeowner's exemption
2022		$265,200 Land $42,600 Building $222,600	$265,200 Land $42,600 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4915 Peabody St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4915 Peabody St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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