4901 Peabody St, Duluth, MN 55804 Property Records

St. Louis County property record for 4901 Peabody St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1947
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$316,500 (Aug 2023)
Tax Bill	$4,232 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3070-00640`

Property Details

APN / Parcel Number

Primary APN	`010-3070-00640`
Alternative APNs	`1089746` `1153295`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,511 sqft Gross Area
1st Floor Area	1,038 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	624 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1153295
Street Address	4901 PEABODY ST
City	DULUTH
State	MN
Zip	55804-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0016 BLOCK:123 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	123
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	600

Owner

Source: St. Louis County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4901 PEABODY ST, DULUTH, MN 55804-2469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2023	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, THE TITLE TEAM NORTH SHORE
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
May 18, 2020	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	20231071361
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 22, 2026
Property Address	4901 PEABODY ST, DULUTH, MN 55804-2469
Document Number	0001106193
Instrument Date	Sep 8, 2026
Instrument	20261106193
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 PEABODY ST, DULUTH, MN 55804-2469

Mortgage

Document Number	0001106193,
Date	Sep 22, 2026
Instrument	20261106193

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2023
Property Address	4901 PEABODY ST, DULUTH, MN 55804-2469
Document Number	0001071360
Instrument Date	Aug 1, 2023
Instrument	1071360
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 PEABODY ST, DULUTH, MN 55804-2469

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2023
Property Address	4901 PEABODY ST, DULUTH, MN 55804-2469
Document Number	0001071361
Instrument Date	Aug 1, 2023
Instrument	1071361
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 PEABODY ST, DULUTH, MN 55804-2469

Mortgage

Document Number	0001071362
Date	Aug 17, 2023
Instrument	1071362

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2020
Property Address	4901 PEABODY ST, DULUTH, MN 55804-2469
Document Number	00T1023467
Instrument Date	May 14, 2020
Instrument	T1023467
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4901 PEABODY ST DULUTH MN 558042469, DULUTH, MN 55804-2469

Mortgage

Document Number	T1023468
Date	May 18, 2020
Instrument	T1023468

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,232.00 (+7.3%) Homeowner's exemption
2025	$3,944.00 (+4.84%) Homeowner's exemption	$323,400 (+6.31%) Land $46,900 Building $276,500	$323,400 (+6.31%) Land $46,900 Building $276,500
2024	$3,762.00 (+3.69%)	$304,200 (+19.72%) Land $45,300 Building $258,900	$304,200 (+19.72%) Land $45,300 Building $258,900
2023	$3,628.00 Homeowner's exemption
2022		$254,100 (+20.94%) Land $34,900 Building $219,200	$254,100 (+20.94%) Land $34,900 Building $219,200
2021		$210,100 Land $28,800 Building $181,300	$210,100 Land $28,800 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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