4915 Garrard Ave, Savannah, GA 31405 Property Records

Chatham County property record for 4915 Garrard Ave, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1958
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2021)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0790-01-005`

Property Details

APN / Parcel Number

Primary APN	`1-0790-01-005`
Alternative APN	`B201G378`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4915 GARRARD AVE
City	SAVANNAH
State	GA
Zip	31405-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 1/2 OF LT C SUB LTS 4 + 5 BEV ERLY FARMS
Legal Subdivision	SUB
Legal Lot Number	C,4
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3011
Census Tract	10502

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4915 GARRARD AVE, SAVANNAH, GA 31405-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jun 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202116200
Deed Book / Page	2644 / 729
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 8, 2021
Property Address	4915 GARRARD AVE, SAVANNAH, GA 31405-2707
Document Number	002644/729
Book / Page	2644 / 729
Instrument Date	Dec 8, 2021
Instrument	2021-016200
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4915 GARRARD AVE, SAVANNAH, GA 31405-2707

Mortgage

Document Number	0000002644/0000000731
Date	Dec 16, 2021
Book Page	0000002644/0000000731

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4915 GARRARD AVE, SAVANNAH, GA 31405-2707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4915 GARRARD AVE, SAVANNAH, GA 31405-2707

Mortgage

Document Number	0000001965/0000000422
Date	Jun 24, 2020
Book Page	0000001965/0000000422
Instrument	032399730007

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400 (+1.42%) Land $17,000 Building $51,400	$171,000 (+1.42%) Land $42,500 Building $128,500
2025	$1,916.00 (-2.99%) Homeowner's exemption	$67,440 (+13.92%) Land $17,000 Building $50,440	$168,600 (+13.92%) Land $42,500 Building $126,100
2023		$59,200 (+5.56%) Land $17,000 Building $42,200	$148,000 (+5.56%) Land $42,500 Building $105,500
2022	$1,975.00	$56,080 Land $17,000 Building $39,080	$140,200 Land $42,500 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications.

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