4903 Garrard Ave, Savannah, GA 31405 Property Records

Chatham County property record for 4903 Garrard Ave, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1940
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2021)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0790-01-007`

Property Details

APN / Parcel Number

Primary APN	`1-0790-01-007`
Alternative APN	`B342W557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Utility Area	682 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Garage Area	738 sqft
Carport	Carport
Carport Area	738 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4903 GARRARD AVE
City	SAVANNAH
State	GA
Zip	31405-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT B RESUB LTS 4 5 & 6 BEVERLY FARMS
Legal Subdivision	SUB
Legal Lot Number	B,4-6
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3011
Census Tract	10502

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4903 GARRARD AVE, SAVANNAH, GA 31405-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Dec 1, 2020	Warranty Deed, Transfer
Jul 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	20217587
Deed Book / Page	2410 / 681
Prior Transfer Date	Nov 12, 2014
Prior Transfer Doc	0004130456
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 15, 2021
Property Address	4903 GARRARD AVE, SAVANNAH, GA 31405-2707
Document Number	0024100681
Book / Page	2410 / 681
Instrument Date	Jun 15, 2021
Instrument	2021-007587
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 GARRARD AVE, SAVANNAH, GA 31405-2707

Mortgage

Document Number	0024100684
Date	Jun 16, 2021
Book Page	0000002410/0000000684

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 1, 2020
Property Address	4903 GARRARD AVE, SAVANNAH, GA 31405-2707
Document Number	0021540515
Book / Page	2154 / 515
Instrument Date	Dec 1, 2020
Instrument	2020-012766
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 FINCH LN, RICHMOND HILL, GA 31324-5133

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 25, 2018
Property Address	4903 GARRARD AVE, SAVANNAH, GA 31405-2707
Document Number	0014160539
Book / Page	1416 / 539
Instrument Date	Jul 25, 2018
Instrument	2018-007769
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 GARRARD AVE, SAVANNAH, GA 31405-2707

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400 (+2.27%) Land $21,000 Building $58,400	$198,500 (+2.27%) Land $52,500 Building $146,000
2025	$3,059.00 (-1.39%)	$77,640 (+8.56%) Land $21,000 Building $56,640	$194,100 (+8.56%) Land $52,500 Building $141,600
2024	$3,102.00
2023		$71,520 (+7.13%) Land $19,600 Building $51,920	$178,800 (+7.13%) Land $49,000 Building $129,800
2022		$66,760 Land $19,600 Building $47,160	$166,900 Land $49,000 Building $117,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications.

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