Anne Arundel County property record for 4915 E Chalk Point Rd, West River, MD 20778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,582 sqft · built 1930 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,525,000 (Aug 2026) |
| Tax Bill | $9,727 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-154-00803600 |
| Primary APN | 07-154-00803600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,166 sqft |
| Basement Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.402 acres) |
| View / Lot | Waterfront |
| Garage Area | 616 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 514 sqft |
| Patio Area | 408 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Account Number | 15400803600 |
|---|---|
| Street Address | 4915 E CHALK POINT RD |
| City | WEST RIVER |
| State | MD |
| Zip | 20778-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 48 PT RESERVED CHALK POINT |
| Legal Subdivision | CHALK POINT |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Aug 4, 1999 · Amount on Record |
| Deed Book / Page | 42647 / 37 |
| Prior Transfer Date | Sep 27, 2012 |
| Prior Transfer Doc | 0252150360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 24, 2026 |
| Property Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Document Number | 4264000037 |
| Book / Page | 42647 / 37 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Document Number | 4264000044, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 42647/44 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Document Number | 0392010156 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 39201/156 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0358010247 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 35801/247 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4915 E CHALK POINT RD, WEST RIVER, MD 20778-2209 |
| Document Number | 0321440080 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 4915 E CHALK POINT RD WEST RIVER MD 207782209, WEST RIVER, MD 20778-2209 |
| Document Number | 0321440080 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 032144/000080 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $889,900 (+2.47%) Land $664,300 Building $225,600 | $889,900 (-) Land $664,300 Building $225,600 | |
| 2025 | $868,433 (+5.2%) | $889,900 (+7.8%) Land $664,300 Building $225,600 | |
| 2024 | $9,727.00 (+7.91%) | ||
| 2023 | $9,014.00 Homeowner's exemption | $825,500 Land $664,300 Building $161,200 | $825,500 Land $664,300 Building $161,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 50 (1979–2024) |
| Claims Outside the SFHA | 11 of 50 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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