4904 E Chalk Point Rd, West River, MD 20778 Property Records

Anne Arundel County property record for 4904 E Chalk Point Rd, West River, MD 20778

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,830 sqft · built 1940
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$1,170,000 (Jul 2014)
Tax Bill$11,544 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-154-02087500

Property Details

APN / Parcel Number

Primary APN07-154-02087500
Alternative APNs
  • 715402087500
  • 15402087500

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,830 sqft Living Area
Gross Area5,110 sqft
1st Floor Area2,340 sqft
Basement Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area416 sqft
Deck Area416 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number15402087500
Street Address4904 E CHALK POINT RD
CityWEST RIVER
StateMD
Zip20778-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 5 6 13 RES STRP CHALK POINT
Legal SubdivisionCHALK POINT
Legal Lot Number5
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4904 E CHALK POINT RD, WEST RIVER, MD 20778-2208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2014 · Amount on Record
Deed SaleJul 8, 2014 · Amount on Record
Prior SaleApr 29, 1998 · Amount on Record
Deed Book / Page27432 / 410
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4904 E CHALK POINT RD, WEST RIVER, MD 20778-2208
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0357080292
DateDec 2, 2020
Book Page35708/292
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,247,100 (+14.09%) Land $700,900 Building $546,200$1,247,100 (+14.09%) Land $700,900 Building $546,200
2025$11,544.00 (+11.24%)
2023$10,378.00 Homeowner's exemption$1,093,100 Land $700,900 Building $392,200$1,093,100 Land $700,900 Building $392,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims50 (1979–2024)
Claims Outside the SFHA11 of 50
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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