Dane County property record for 4914 Breakers Rock Rd, Middleton, WI 53597
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.382 acres (16,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Feb 2020) |
| Tax Bill | $18,988 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0809-311-6153-2 |
| Primary APN | 0809-311-6153-2 |
|---|
| Lot Area | 16,683 sqft (0.382 acres) |
|---|
| Street Address | 4914 BREAKERS ROCK RD |
|---|---|
| City | MIDDLETON |
| State | WI |
| Zip | 53597-8832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 3 LOT 103 |
| Legal Subdivision | COMMUNITY/BISHOPS BAY |
| Legal Block | 61 |
| Legal Lot Number | 103 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11103 |
4914 Breakers Rock Rd is owned and occupied by two individuals who bought it in February 2020.
Source: Dane County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4914 BREAKERS ROCK RD, MIDDLETON, WI 53597-8832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU |
| Feb 21, 2020 | Warranty Deed, Construction Loan SUMMIT CU |
| Oct 27, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage JOHNSON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on File |
| Deed Sale | Feb 21, 2020 · Amount on File |
| Prior Sale | Dec 21, 2015 · Amount on File |
| Deed Document Number | 5564642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4914 BREAKERS ROCK RD, MIDDLETON, WI 53597-8832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005669246 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 5669246 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Feb 21, 2020 |
| Property Address | 4914 BREAKERS ROCK RD, MIDDLETON, WI 53597-8832 |
| Document Number | 0005564642 |
| Instrument Date | Jan 20, 2020 |
| Instrument | 5564642 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4914 BREAKERS ROCK RD MIDDLETON WI 535978832, MIDDLETON, WI 53597-8832 |
| Document Number | 5564643 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 5564643 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Oct 27, 2017 |
| Property Address | 4914 BREAKERS ROCK RD, MIDDLETON, WI 53597-8832 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 5367867 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4914 BREAKERS ROCK RD MIDDLETON WI 535978832, MIDDLETON, WI 53597-8832 |
| Document Number | 0005367867 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 5367867 |
| Name | JOHNSON BK |
|---|---|
| Type | Bank |
| Address | RACINE, WI 53401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 4914 Breakers Rock Rd was $18,988 with a homeowner's exemption.
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Middleton City |
| Unified School District | Waunakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,988.00 Homeowner's exemption | $1,016,300 Land $198,100 Building $818,200 | $1,298,500 |
| 2023 | $959,900 Land $198,100 Building $761,800 | $1,079,100 | |
| 2022 | $16,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4914 Breakers Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4914 Breakers Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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