Dane County property record for 4850 Breakers Rock Rd, Middleton, WI 53597
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.378 acres (16,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Nov 2015) |
| Tax Bill | $14,095 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0809-311-6186-2 |
| Primary APN | 0809-311-6186-2 |
|---|
| Lot Area | 16,509 sqft (0.378 acres) |
|---|
| Street Address | 4850 BREAKERS ROCK RD |
|---|---|
| City | MIDDLETON |
| State | WI |
| Zip | 53597-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 3 LOT 106 |
| Legal Subdivision | COMMUNITY/BISHOPS BAY PH 3 |
| Legal Block | 61 |
| Legal Lot Number | 106 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11103 |
4850 Breakers Rock Rd is owned and occupied by two individuals who bought it in November 2015.
Source: Dane County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4850 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on File |
| Deed Sale | Nov 18, 2015 · Amount on File |
| Deed Document Number | 5198724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4850 BREAKERS ROCK RD, MIDDLETON, WI 53597-8833 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005356179 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 5356179 |
| Name | SETTLERS BANK |
|---|---|
| Type | Bank |
| Address | WINDSOR, WI 53598 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 4850 Breakers Rock Rd was $14,095 with a homeowner's exemption.
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Middleton City |
| Unified School District | Waunakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,095.00 Homeowner's exemption | $757,900 Land $197,400 Building $560,500 | $968,300 |
| 2023 | $757,900 Land $197,400 Building $560,500 | $852,000 | |
| 2022 | $13,037.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4850 Breakers Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4850 Breakers Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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