4913 Vincent Rd, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4913 Vincent Rd, Chattanooga, TN 37416

Property Summary

Property Type	Rural Home
Details	2 ba · 1,926 sqft · built 1972
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112A B 048`

Property Details

APN / Parcel Number

Primary APN	`112A B 048`
Alternative APN	`0000039652`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	300 ft deep x 148 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039652
Street Address	4913 VINCENT RD
City	CHATTANOOGA
State	TN
Zip	37416-1020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 2 GOGGINS' RIDGE PB63 PG131
Legal Subdivision	GOGGINS RDG
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4913 VINCENT RD, CHATTANOOGA, TN 37416-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jan 24, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit CLEARPATH LNDG
Jul 7, 2017	Deed of Trust, Mortgage CLEARPATH LNDG
Mar 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020
Deed Sale	Feb 4, 2020
Prior Sale	Mar 10, 2017
Deed Document Number	2020020400211
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4913 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	1223000040
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 VINCENT RD CHATTANOOGA TN 374161020, CHATTANOOGA, TN 37416-1020

Mortgage

Document Number	1223000040
Date	Dec 23, 2020
Book Page	012286/000908
Instrument	201223000040

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4913 VINCENT RD, CHATTANOOGA, TN 37416-1020
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 VINCENT RD CHATTANOOGA TN 374161020, CHATTANOOGA, TN 37416-1020

Mortgage

Document Number	204000212
Date	Feb 4, 2020
Book Page	011899/000206
Instrument	200204000212

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4913 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	0000000227
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 VINCENT RD CHATTANOOGA TN 374161020, CHATTANOOGA, TN 37416-1020

Mortgage

Document Number	0000000227
Date	Apr 3, 2018
Book Page	011309/000848
Instrument	227

Lender

Name	CLEARPATH LNDG
Address	HONOLULU, HI 96813

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4913 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	0000000002
Book / Page	011105 / 000127
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 VINCENT RD CHATTANOOGA TN 374161020, CHATTANOOGA, TN 37416-1020

Mortgage

Document Number	0000000002
Date	Jul 19, 2017
Book Page	011105/000127
Instrument	2

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 10, 2017
Property Address	4913 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	0000000170
Book / Page	010995 / 000918
Instrument Date	Nov 3, 2016
Instrument	170
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4913 VINCENT RD CHATTANOOGA TN 374161020, CHATTANOOGA, TN 37416-1020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,039.00 (+16.22%)	$68,550 (+71.48%)	$274,200 (+71.48%) Land $43,800 Building $230,400
2024	$894.00 (-1%)	$39,975 (-)	$159,900 (-) Land $35,000 Building $124,900
2023	$903.00	$39,975	$159,900 Land $35,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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