4909 Vincent Rd, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4909 Vincent Rd, Chattanooga, TN 37416

Property Summary

Property Type	Rural Home
Details	2 ba · 3,000 sqft · built 1965
Lot Size	1.03 acres (44,866 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Nov 2020)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A B 047`

Property Details

APN / Parcel Number

Primary APN	`112A B 047`
Alternative APN	`0000039651`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,866 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039651
Street Address	4909 VINCENT RD
City	CHATTANOOGA
State	TN
Zip	37416-1020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 1 GOGGINS' RIDGE PB63 PG131
Legal Subdivision	GOGGINS RDG
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4909 VINCENT RD, CHATTANOOGA, TN 37416-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Nov 9, 2016 · Amount on Record
Deed Document Number	2020111800245
Deed Book / Page	10903 / 203
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4909 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	1118000256
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4909 VINCENT RD CHATTANOOGA TN 374161020, CHATTANOOGA, TN 37416-1020

Mortgage

Document Number	1118000256
Date	Nov 18, 2020
Book Page	012238/000685
Instrument	201118000256

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00 (-4.72%)	$75,950 (+40.65%)	$303,800 (+40.65%) Land $43,800 Building $260,000
2024	$1,208.00 (-0.74%)	$54,000 (-)	$216,000 (-) Land $35,000 Building $181,000
2023	$1,217.00	$54,000 (-)	$216,000 (-) Land $35,000 Building $181,000
2022	$1,217.00	$54,000	$216,000 Land $35,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vincent Rd

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