Ravalli County property record for 4913 Osprey Ln, Florence, MT 59833
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2006 |
| Lot Size | 13.9 acres (608,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Jul 2013) |
| Tax Bill | $1,377 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | R1355067 |
| Primary APN | R1355067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Family Room | Family Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 608,751 sqft (13.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001421900 |
|---|---|
| Street Address | 4913 OSPREY LN |
| City | FLORENCE |
| State | MT |
| Zip | 59833-6816 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S26, T10 N, R20 W, ACRES 13.975, IN W2SW INSEX 36 25-10-20 IN E2SE INDEX 30 LOT 42 CS #355 FLORENTINE ACRES |
| Legal Range | 20W |
| Legal Township | 10N |
| Legal Section | 26 |
| Legal Lot Number | 42 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | STEVENSVILLE |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 100 |
4913 Osprey Ln, a mobile home, is owned and occupied by two individuals who bought it in July 2013.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4913 OSPREY LN, FLORENCE, MT 59833-6816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on File |
| Deed Sale | Jul 2, 2013 · Amount on File |
| Prior Sale | Feb 4, 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jul 6, 2026 |
| Property Address | 4913 OSPREY LN, FLORENCE, MT 59833-6816 |
| Document Number | 0000816860 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 2026816860 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4913 OSPREY LN, FLORENCE, MT 59833-6816 |
| Document Number | 0000816860, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 2026816860 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 23, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 4913 Osprey Ln was $1,377, up 13.2% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,377.00 (+13.24%) | $345,376 (-) | |
| 2025 | $1,216.00 | $345,376 | $345,376 Land $176,906 Building $168,470 |
| 2023 | $2,827.00 | $371,340 | $371,340 Land $192,210 Building $179,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4913 Osprey Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4913 Osprey Ln is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
| CenturyLink DSL | 10 / 1 |
May also be available: T-Mobile.
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