Ravalli County property record for 4848 Osprey Ln, Florence, MT 59833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 1979 |
| Lot Size | 10 acres (435,774 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,427 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | R1354823 |
| Primary APN | R1354823 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| 2nd Floor Area | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,774 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001411800 |
|---|---|
| Street Address | 4848 OSPREY LN |
| City | FLORENCE |
| State | MT |
| Zip | 59833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S35, T10 N, R20 W, ACRES 10.004, IN SWSW INDEX 42 IN SESE INDEX 51IN NENE INDEX 27 IN NWNW INDEX 4 CS #353 LOT 50 FLORENTINE |
| Legal Range | 20W |
| Legal Township | 10N |
| Legal Section | 35 |
| Legal Lot Number | 50 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | STEVENSVILLE |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 100 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 24 HARTFORD TPKE, VERNON ROCKVILLE, CT 06066-5256 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2001 |
| Deed Sale | Jul 27, 2001 |
| Deed Book / Page | 483 / 137 |
| Record Updated | Oct 29, 2026 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,427.00 (+133.92%) | $744,600 (-) | |
| 2025 | $3,175.00 (-35.14%) | $744,600 (+15.8%) | $744,600 (+15.8%) Land $327,768 Building $416,832 |
| 2023 | $4,895.00 | $643,000 | $643,000 Land $273,344 Building $369,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 54% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
| CenturyLink DSL | 10 / 1 |
May also be available: Verizon.
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