Osceola County property record for 4913 Drawdy Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,935 sqft · built 2017 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2019) |
| Tax Bill | $9,116 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-26-31-5261-0001-1630 |
| Primary APN | 17-26-31-5261-0001-1630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,935 sqft Living Area |
| Gross Area | 4,357 sqft |
| 1st Floor Area | 2,935 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 623 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4913 DRAWDY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 163 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Block | 1630 |
| Legal Lot Number | 163 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 43301 |
Source: Osceola County records · APN 17-26-31-5261-0001-1630
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Jul 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Oct 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 08, 2017 | Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Prior Sale | May 08, 2017 · Amount on Record |
| Deed Document Number | 201986238 |
| Deed Book / Page | 5552 / 83 |
| Prior Transfer Date | Oct 14, 2017 |
| Prior Transfer Doc | 0052311681 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0058192046 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 5819/2046 |
| Instrument | 2020144795 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0055520083 |
| Book / Page | 5552 / 0083 |
| Map Reference | MB 24 PG 172-178 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019086238 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | FIDELITY NATL TTL OF FLINC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6039 LAKE MELROSE DR, 6039, ORLANDO, FL 32829-7692 |
| Name | Verified Name |
|---|---|
| Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0000555285 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 5552/85 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0052311681 |
| Book / Page | 005231 / 001681 |
| Instrument Date | Oct 14, 2017 |
| Instrument | 154998 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6039 LAKE MELROSE DR ORLANDO FL 328297692, ORLANDO, FL 32829-7692 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 08, 2017 |
| Property Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0051432644 |
| Book / Page | 5143 / 2644 |
| Map Reference | MB24 PG172-178 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017066926 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,031.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451 |
| Name | Verified Name |
|---|---|
| Address | 4913 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0051432646 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 5143/2646 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,116.00 (+17.69%) Homeowner's exemption | $435,910 (+5.99%) | $545,100 (-5.32%) Land $85,000 Building $460,100 |
| 2024 | $7,746.00 (+1.55%) | ||
| 2023 | $7,628.00 (+3.14%) Homeowner's exemption | $411,287 (+3%) | $575,700 (+26.47%) Land $75,000 Building $500,700 |
| 2022 | $7,396.00 Homeowner's exemption | $399,308 | $455,200 Land $65,000 Building $390,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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