4911 Drawdy Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4911 Drawdy Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,122 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (May 2026)
Tax Bill	$7,055 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-31-5261-0001-1620`

Property Details

APN / Parcel Number

Primary APN	`17-26-31-5261-0001-1620`
Alternative APN	`263117526100011620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,122 sqft Living Area
Gross Area	4,601 sqft
1st Floor Area	3,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	863 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4911 DRAWDY CT
City	SAINT CLOUD
State	FL
Zip	34772-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 162
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES PH 1
Legal Phase	1
Legal Tract	5261
Legal Lot Number	162
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	43301

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 VALENCIA PKWY, GILBERTS, IL 60136-8011
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 16, 2025	Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE 2 LLC
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR
May 9, 2017	Grant Deed, Transfer CLEAR TITLE/FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Oct 16, 2025 · Amount on Record
Deed Document Number	202664433
Deed Book / Page	6972 / 815
Prior Transfer Date	Apr 2, 2024
Prior Transfer Doc	0065800364
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2026
Property Address	4911 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number	0069720815
Book / Page	6972 / 815
Instrument Date	May 12, 2026
Instrument	2026.64433
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	EVEREST SETTLEMENT, EVERGREEN SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 VALENCIA PKWY, GILBERTS, IL 60136-8011

Mortgage

Document Number	0000064434,
Date	May 14, 2026
Book Page	6972/817
Instrument	2026.64434

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 16, 2025
Property Address	4911 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number	0068651191
Book / Page	6865 / 1191
Map Reference	MB 24 PG 172-178
Instrument Date	Oct 15, 2025
Instrument	2025128187
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	HOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S CONGRESS AVE APT 415, 415, AUSTIN, TX 78704-1718
Investor	Possibly a Property Investor

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2019
Property Address	4911 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number	0056282377
Book / Page	005628 / 002377
Instrument Date	Nov 21, 2019
Instrument	152774
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4911 DRAWDY CT ST CLOUD FL 347727511, ST CLOUD, FL 34772-7511

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 25, 2017
Property Address	4911 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number	0052001776
Book / Page	005200 / 001776
Instrument Date	Aug 15, 2017
Instrument	123751
Transaction Type	Construction Loan
Record Updated	Oct 4, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4911 DRAWDY CT ST CLOUD FL 347727511, ST CLOUD, FL 34772-7511

Mortgage

Document Number	52001776
Date	Aug 25, 2017
Book Page	005200/001776
Instrument	123751

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 9, 2017
Property Address	4911 DRAWDY CT, SAINT CLOUD, FL 34772-7511
Document Number	0051450878
Book / Page	005145 / 000878
Instrument Date	May 5, 2017
Instrument	68397
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	CLEAR TITLE/FL LLC

Transaction

Amount	Amount Recorded
Tax	$2,983.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4911 DRAWDY CT ST CLOUD FL 347727511, ST CLOUD, FL 34772-7511

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,055.00 (+13.81%)	$325,756 (+2.9%)	$565,300 (-12.19%) Land $85,000 Building $480,300
2024	$6,199.00 (+0.36%) Homeowner's exemption Widower's exemption	$316,576 (+3%)	$643,800 (+7.75%) Land $85,000 Building $558,800
2023	$6,177.00 (+3.19%) Homeowner's exemption	$307,356 (+3%)	$597,500 (+26.91%) Land $75,000 Building $522,500
2022	$5,986.00 Homeowner's exemption	$298,404	$470,800 Land $65,000 Building $405,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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