4913 Dower Dr, La Plata, MD 20646 Property Records

Charles County property record for 4913 Dower Dr, La Plata, MD 20646 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,442 sqft · built 1975
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2013)
Tax Bill	$5,250 (2023)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-042279`

Property Details

APN / Parcel Number

Primary APN	`06-042279`
Alternative APNs	`6042279` `042279`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,442 sqft Total Area
1st Floor Area	1,714 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	440 sqft
Porch	Open Porch
Porch Area	208 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	042279
Old Parcel Number	6042279
Street Address	4913 DOWER DR
City	LA PLATA
State	MD
Zip	20646-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SEC 1 HILLWOOD SUB
Legal Subdivision	HILLWOOD SUB
Legal Lot Number	5
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3009
Census Tract	850600

Owner

Source: Charles County records · APN 06-042279

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4913 DOWER DR, LA PLATA, MD 20646-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2013 · Amount on Record
Deed Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	057313
Deed Book / Page	8254 / 1
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	4913 DOWER DR, LA PLATA, MD 20646-2840
Transaction Type	Mortgage
Record Updated	Jun 02, 2021
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118040052
Date	May 07, 2021
Book Page	11804/52

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,250.00	$369,300	$418,300 Land $125,100 Building $293,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.