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4901 Dower Dr, La Plata, MD 20646 Property Records

Charles County property record for 4901 Dower Dr, La Plata, MD 20646 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,614 sqft · built 1975
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (May 2019)
Tax Bill$12,561 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-042309

Property Details

APN / Parcel Number

Primary APN06-042309
Alternative APNs
  • 6042309
  • 042309

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,614 sqft Living Area
Gross Area3,318 sqft
1st Floor Area1,464 sqft
Basement Area1,150 sqft
Finished Basement1,150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number042309
Street Address4901 DOWER DR
CityLA PLATA
StateMD
Zip20646-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 SEC 1 HILLWOOD SUB
Legal SubdivisionHILLWOOD SUB
Legal Block3
Legal Lot Number8
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3009
Census Tract850600

Owner

Source: Charles County records · APN 06-042309

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4901 DOWER DR, LA PLATA, MD 20646-2840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
C&F MORTGAGE CORP
May 21, 2019Grant Deed, Transfer · Conventional with PMI
C&F MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleMay 26, 2005 · Amount on Record
Deed Book / Page10639 / 341
Prior Transfer DateMay 11, 2011
Prior Transfer Doc0074750175
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4901 DOWER DR, LA PLATA, MD 20646-2840
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyBUYERS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111210300
DateMay 12, 2020
Book Page11121/300
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateMay 21, 2019
Property Address4901 DOWER DR, LA PLATA, MD 20646-2840
Document Number0106390340
Book / Page010639 / 000340
Instrument DateMay 13, 2019
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyBUYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4901 DOWER DR LA PLATA MD 206462840, LA PLATA, MD 20646-2840

Mortgage

Document Number106390344
DateMay 21, 2019
Book Page010639/000344
Lender
NameC&F MTG
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 20, 2049

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,561.00 (+144.76%) Homeowner's exemption$428,000 (+18.78%) Land $125,100 Building $302,900$428,000 (-) Land $125,100 Building $302,900
2023$5,132.00$360,333$428,000 Land $125,100 Building $302,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2020, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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