Dorchester County property record for 4902 White Cedar Rd, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,053 sqft · built 2016 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,840 (Apr 2016) |
| Tax Bill | $2,836 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-02-02-115 |
| Primary APN | 163-02-02-115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,053 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Coal |
| Account Number | R0076374 |
|---|---|
| Street Address | 4902 WHITE CEDAR RD |
| City | LADSON |
| State | SC |
| Zip | 29456-8533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 130 SUBD: COOSAW PRESERVE PH 3 |
| Legal Subdivision | COOSAW PRESERVE |
| Legal Phase | 3 |
| Legal Lot Number | 130 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10817 |
4902 White Cedar Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Dorchester County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4902 WHITE CEDAR RD, LADSON, SC 29456-8533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2016 · Amount on File |
| Deed Sale | Apr 12, 2016 · Amount on File |
| Deed Document Number | 0010187201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 4902 WHITE CEDAR RD, LADSON, SC 29456-8533 |
| Document Number | 1990/0285 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4902 WHITE CEDAR RD LADSON SC 294568533, LADSON, SC 29456-8533 |
| Document Number | 1990/0285 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 011990/000285 |
| Instrument | 18159 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
The 2025 property tax bill for 4902 White Cedar Rd was $2,836, down 1.4% from the year before.
Source: Dorchester County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,836.00 (-1.39%) | $15,203 Land $4,000 Building $11,203 | $380,078 Land $100,000 Building $280,078 |
| 2024 | $2,876.00 (+11.99%) | ||
| 2023 | $2,568.00 (+0.86%) | $10,202 (+3.26%) Land $2,800 Building $7,402 | $255,053 (+3.28%) Land $70,000 Building $185,053 |
| 2022 | $2,546.00 | $9,880 Land $2,990 Building $6,890 | $246,943 Land $74,750 Building $172,193 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4902 White Cedar Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 12 (2015–2022) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4902 White Cedar Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: WOW Internet, Cable & Phone.
5G (outdoors only) and 4G LTE
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