4911 Horseshoe Bend Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4911 Horseshoe Bend Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1978
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,463 (2026)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 80 1 39`

Property Details

APN / Parcel Number

Primary APN	`03 80 1 39`
Alternative APN	`162217`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Heated Area
Gross Area	3,616 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	128,938 sqft (2.96 acres)
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	162217
Street Address	4911 HORSESHOE BEND RD
City	HUDSON
State	NC
Zip	28638-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1927 PG 926 YR 2017 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4014
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4911 HORSESHOE BEND RD, HUDSON, NC 28638-8855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 20, 2017
Transfer Doc	0010015437
Record Updated	Oct 29, 2026

September 2017: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	CALDWELL NC
Recording Date	Sep 26, 2017
Property Address	4911 HORSESHOE BEND RD, HUDSON, NC 28638-8855
Document Number	0010015437
Book / Page	001927 / 000926
Instrument Date	Sep 20, 2017
Instrument	10015437
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4911 HORSESHOE BEND RD HUDSON NC 286388855, HUDSON, NC 28638-8855

Mortgage

Document Number	10015438
Date	Sep 26, 2017
Book Page	001927/000929
Instrument	10015438

Lender

Name	REVERSE MORTGAGES.COM
Address	COLUMBIA, MT 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Mortgage

Document Number	10015439,
Date	Sep 26, 2017
Book Page	001927/000946
Instrument	10015439

Lender

Name	HUD-HOUSING/URBAN DEV
Address	SW, WA 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,463.00 (-4.44%)	$223,400 (-) Land $33,700 Building $189,700
2025	$1,531.00 (+32.9%)	$223,400 (+59.8%) Land $33,700 Building $189,700	$223,400 (+59.8%) Land $33,700 Building $189,700
2024	$1,152.00 (+4.54%)
2023		$139,800 (-) Land $28,500 Building $111,300	$139,800 (-) Land $28,500 Building $111,300
2022	$1,102.00	$139,800 Land $28,500 Building $111,300	$139,800 Land $28,500 Building $111,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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