Caldwell County property record for 4903 Horseshoe Bend Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,421 sqft · built 1978 |
| Lot Size | 0.686 acres (29,866 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,500 (May 2021) |
| Tax Bill | $1,500 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 80 1 37 |
| Primary APN | 03 80 1 37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,421 sqft Heated Area |
| Gross Area | 3,191 sqft |
| 1st Floor Area | 1,421 sqft |
| Basement Area | 1,421 sqft |
| Unfinished Basement | 1,421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 29,866 sqft (0.686 acres) |
| Lot Dimensions | 218 ft deep x 137 ft wide |
| Pool House | Pool House |
|---|---|
| Porch | Slab |
| Porch Area | 245 sqft |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 171633 |
|---|---|
| Street Address | 4903 HORSESHOE BEND RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-8855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2022 PG 804 YR 21 ST 451.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4903 HORSESHOE BEND RD, HUDSON, NC 28638-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 202110057891 |
| Deed Book / Page | 2022 / 804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 21, 2021 |
| Property Address | 4903 HORSESHOE BEND RD, HUDSON, NC 28638-8855 |
| Document Number | 0020220804 |
| Book / Page | 2022 / 804 |
| Instrument Date | May 21, 2021 |
| Instrument | 10057891 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1448 MAY RD, 1448, GRANITE FALLS, NC 28630-9230 |
| Name | Verified Name |
|---|---|
| Address | 4903 HORSESHOE BEND RD, HUDSON, NC 28638-8855 |
| Document Number | 10057892 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 10057892 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4903 HORSESHOE BEND RD, HUDSON, NC 28638-8855 |
| Document Number | 0010018585 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4903 HORSESHOE BEND RD HUDSON NC 286388855, HUDSON, NC 28638-8855 |
| Document Number | 0010018585 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 001933/001982 |
| Instrument | 10018585 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 11, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,500.00 (-19.96%) | $229,100 (-) Land $14,900 Building $214,200 | |
| 2025 | $1,874.00 (+74.49%) | $229,100 (+68.21%) Land $14,900 Building $214,200 | $229,100 (+68.21%) Land $14,900 Building $214,200 |
| 2023 | $136,200 (-) Land $14,900 Building $121,300 | $136,200 (-) Land $14,900 Building $121,300 | |
| 2022 | $1,074.00 | $136,200 Land $14,900 Building $121,300 | $136,200 Land $14,900 Building $121,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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