4910 Ridge Crest Ct, Frederick, MD 21702 Property Records

Frederick County property record for 4910 Ridge Crest Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,068 sqft · built 1976
Lot Size5.66 acres (246,985 sqft)
Owner2 Individual Names on Record
Last Sale$1,295,000 (Sep 2020)
Tax Bill$11,213 (2025)
Deeds & MortgagesJul 2022 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-461874

Property Details

APN / Parcel Number

Primary APN24-461874
Alternative APN
  • 461874

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area5,627 sqft Living Area
Gross Area6,779 sqft
1st Floor Area3,229 sqft
Basement Area2,000 sqft
Finished Basement2,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area246,985 sqft
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area525 sqft
PorchOpen Porch
Porch Area42 sqft
Deck Area586 sqft
Patio Area846 sqft
Gazebo64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number461874
Street Address4910 RIDGE CREST CT
CityFREDERICK
StateMD
Zip21702-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 7 SECT 2-5.67 AC RIDGE CREST CRT RIDGE CREST ESTATES
Legal SubdivisionRIDGE CREST CRT RIDGE CREST ESTATES
Legal Lot Number7
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group1
Census Block1011
Census Tract752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4910 RIDGE CREST CT, FREDERICK, MD 21702-3532
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Sep 17, 2020Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleJun 16, 2008
Deed Book / Page14079 / 379
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4910 RIDGE CREST CT, FREDERICK, MD 21702-3532
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0160330032
DateJul 13, 2022
Book Page16033/32
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueJul 1, 2051

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 17, 2020
Property Address4910 RIDGE CREST CT, FREDERICK, MD 21702-3532
Document Number0140790379
Book / Page14079 / 379
Map ReferenceMB 81 PG 174
Instrument DateSep 9, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4910 RIDGE CREST CT, FREDERICK, MD 21702-3532

Mortgage

Document Number14079387
DateSep 17, 2020
Instrument14079/387
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,266,300 (+29.11%) Land $227,300 Building $1,039,000$1,266,300 (+29.11%) Land $227,300 Building $1,039,000
2025$11,213.00 (+18.42%)
2023$9,469.00 Homeowner's exemption$980,800 Land $197,300 Building $783,500$980,800 Land $197,300 Building $783,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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