Frederick County property record for 4901 Ridge Crest Ct, Frederick, MD 21702 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,462 sqft · built 1975 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Feb 2017) |
| Tax Bill | $5,063 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-448339 |
| Primary APN | 24-448339 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Total Area |
| Gross Area | 2,444 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 299 sqft |
| Finished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 73,616 sqft (1.69 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 600 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 448339 |
|---|---|
| Street Address | 4901 RIDGE CREST CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 SECT 1 1.69 AC RIDGE CREST COURT RIDGE CREST ESTATES |
| Legal Subdivision | RIDGE CREST COURT RIDGE CREST ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 752603 |
Source: Frederick County records · APN 24-448339
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4901 RIDGE CREST CT, FREDERICK, MD 21702-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · FHA Mortgage PRESIDENTIAL BANK FSB |
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jun 08, 2017 | Deed of Trust, Mortgage PRESIDENTIAL BK |
| Feb 23, 2017 | Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2017 · Amount on Record |
| Deed Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 0011682179 |
| Deed Book / Page | 11682 / 179 |
| Prior Transfer Date | Feb 23, 2017 |
| Prior Transfer Doc | 0116820179 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4901 RIDGE CREST CT, FREDERICK, MD 21702-3531 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CREEKSIDE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0146250135 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 14625/135 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4901 RIDGE CREST CT, FREDERICK, MD 21702-3531 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CREEKSIDE TITLE, CREEKSIDE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4901 RIDGE CREST CT, FREDERICK, MD 21702-3531 |
| Document Number | 0157970146 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 15797/146 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4901 RIDGE CREST CT, FREDERICK, MD 21702-3531 |
| Document Number | 0118780276 |
| Book / Page | 011878 / 000276 |
| Instrument Date | Jun 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4901 RIDGE CREST CT FREDERICK MD 217023531, FREDERICK, MD 21702-3531 |
| Document Number | 0118780276 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 011878/000276 |
| Name | PRESIDENTIAL BK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 23, 2017 |
| Property Address | 4901 RIDGE CREST CT, FREDERICK, MD 21702-3531 |
| Document Number | 0116820179 |
| Book / Page | 011682 / 000179 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4901 RIDGE CREST CT FREDERICK MD 217023531, FREDERICK, MD 21702-3531 |
| Document Number | 116820186 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 011682/000186 |
| Name | PRESIDENTIAL BK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,063.00 Homeowner's exemption | $419,400 Land $125,500 Building $293,900 | $419,400 Land $125,500 Building $293,900 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2003–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property
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|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| AT&T | Fixed Wireless | 100 / 20 |
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