4910 Rainy Heath, Katy, TX 77449 Property Records

Harris County property record for 4910 Rainy Heath, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,198 sqft · built 2005
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (May 2017)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`124-700-001-0040`

Property Details

APN / Parcel Number

Primary APN	`124-700-001-0040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,198 sqft Living Area
1st Floor Area	1,357 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	12,075 sqft (0.277 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1247000010040
Street Address	4910 RAINY HEATH
City	KATY
State	TX
Zip	77449-5329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 BLK 1 WINDSTONE COLONY SEC 8
Legal Subdivision	WINDSTONE COLONY SEC 8
Legal Block	1
Legal Lot Number	40
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	542105

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4910 RAINY HEATH, KATY, TX 77449-5329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2024	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2017	Warranty Deed, Transfer · FHA Mortgage NTFN
Apr 20, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	2017197594
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000197594
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4910 RAINY HEATH, KATY, TX 77449-5329
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293879
Date	Jun 6, 2022
Instrument	2022-293879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4910 RAINY HEATH, KATY, TX 77449-5329
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 RAINY HEATH, KATY, TX 77449-5329

Mortgage

Document Number	0000398269
Date	Oct 28, 2024
Instrument	2024-398269

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4910 RAINY HEATH, KATY, TX 77449-5329
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370958
Date	Aug 13, 2020
Instrument	2020-370958

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 8, 2017
Property Address	4910 RAINY HEATH, KATY, TX 77449-5329
Document Number	0000197594
Instrument Date	May 5, 2017
Instrument	197594
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 RAINY HEATH KATY TX 774495329, KATY, TX 77449-5329

Mortgage

Document Number	197595
Date	May 8, 2017
Instrument	197595

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 20, 2017
Property Address	4910 RAINY HEATH, KATY, TX 77449-5329
Document Number	0000168661
Instrument Date	Apr 19, 2017
Instrument	168661
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 RAINY HEATH KATY TX 774495329, KATY, TX 77449-5329

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,302 (-9.43%) Land $60,031 Building $223,271	$283,302 (-9.43%) Land $60,031 Building $223,271
2025	$5,131.00 (+5.9%) Homeowner's exemption	$312,805 (+0.82%) Land $60,031 Building $252,774	$312,805 (+0.82%) Land $60,031 Building $252,774
2024	$4,845.00 (+236.46%) Homeowner's exemption	$310,265 (-6.26%) Land $60,031 Building $250,234	$310,265 (-6.26%) Land $60,031 Building $250,234
2023	$1,440.00 Homeowner's exemption	$330,973 Land $60,031 Building $270,942	$330,973 Land $60,031 Building $270,942
2022	$1,440.00 (+8.11%)
2020	$1,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 284 serves 4,506 people · EPA ID TX1013114
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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