4903 Rainy Heath, Katy, TX 77449 Property Records

Harris County property record for 4903 Rainy Heath, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2005
Lot Size	0.195 acres (8,487 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,602 (Nov 2023)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-700-001-0037`

Property Details

APN / Parcel Number

Primary APN	`124-700-001-0037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,487 sqft (0.195 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1247000010037
Street Address	4903 RAINY HEATH
City	KATY
State	TX
Zip	77449-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 BLK 1 WINDSTONE COLONY SEC 8
Legal Subdivision	WINDSTONE COLONY SEC 8
Legal Block	1
Legal Lot Number	37
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	542105

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4903 RAINY HEATH, KATY, TX 77449-5330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 3, 2023	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
May 2, 2017	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	2023422630
Prior Transfer Date	May 20, 2005
Prior Transfer Doc	000Y524887
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	May 11, 2026
Property Address	4903 RAINY HEATH, KATY, TX 77449-5330
Document Number	0000182868
Instrument Date	May 5, 2026
Instrument	2026182868
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 RAINY HEATH, KATY, TX 77449-5330

Mortgage

Document Number	0000182868,
Date	May 11, 2026
Instrument	2026182868

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 3, 2023
Property Address	4903 RAINY HEATH, KATY, TX 77449-5330
Document Number	0000422630
Map Reference	MF 545173
Instrument Date	Nov 2, 2023
Instrument	2023-422630
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 RAINY HEATH, KATY, TX 77449-5330

Mortgage

Document Number	0000422631
Date	Nov 3, 2023
Instrument	2023-422631

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 2, 2017
Property Address	4903 RAINY HEATH, KATY, TX 77449-5330
Document Number	0000190501
Instrument Date	Apr 28, 2017
Instrument	190501
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 RAINY HEATH KATY TX 774495330, KATY, TX 77449-5330

Mortgage

Document Number	190502
Date	May 2, 2017
Instrument	190502

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,177 (-3.89%) Land $56,909 Building $209,268	$266,177 (-3.89%) Land $56,909 Building $209,268
2025	$4,499.00 (-5.66%) Homeowner's exemption	$276,952 (-5.41%) Land $56,909 Building $220,043	$276,952 (-5.41%) Land $56,909 Building $220,043
2024	$4,769.00 (+137.15%)
2023		$292,779 Land $56,909 Building $235,870	$292,779 Land $56,909 Building $235,870
2022	$2,011.00 (+36.9%)
2020	$1,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 284 serves 4,506 people · EPA ID TX1013114
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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