4910 Peninsula Point Dr, Seaside, CA 93955 Property Records

Monterey County property record for 4910 Peninsula Point Dr, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,952 sqft · built 2003
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (May 2018)
Tax Bill	$11,272 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-232-055-000`

Property Details

APN / Parcel Number

Primary APN	`031-232-055-000`
Alternative APN	`031-232-055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	031-232-055
Street Address	4910 PENINSULA POINT DR
City	SEASIDE
State	CA
Zip	93955-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEASIDE HIGHLANDS VOL 22 C&T PAGE 33 TRACT #1396 LOT 166
Legal Subdivision	SEASIDE HIGHLANDS
Legal Tract	1396
Legal Block	1
Legal Lot Number	166
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1059
Census Tract	14108

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1625, CARMEL BY THE SEA, CA 93921-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Dec 22, 2020	Loan Modification, Mortgage · VA Mortgage SUMMIT FNDG
May 22, 2018	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	201822542
Prior Transfer Date	Oct 15, 2003
Prior Transfer Doc	0000126748
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4910 PENINSULA POINT DR, SEASIDE, CA 93955-6509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050600
Date	Oct 28, 2019
Instrument	2019050600

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTEREY CA
Property Address	4910 PENINSULA POINT DR, SEASIDE, CA 93955-6509
Document Number	0000006314
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1625 CARMEL CA 939211625, CARMEL, CA 93921-1625

Mortgage

Document Number	0000006314
Date	Jan 28, 2021
Instrument	6314

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 22, 2018
Property Address	4910 PENINSULA POINT DR, SEASIDE, CA 93955-6509
Document Number	0000022542
Map Reference	VOL22 PG33
Instrument Date	May 1, 2018
Instrument	2018022542
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4910 PENINSULA POINT DR, SEASIDE, CA 93955-6509

Mortgage

Document Number	0000022543
Date	May 22, 2018
Instrument	2018022543

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,506 (+2%) Land $232,114 Building $783,392
2025	$11,272.00 (+9.09%) Homeowner's exemption	$995,595 (+4.04%) Land $227,563 Building $768,032
2023	$10,333.00 (+1.42%) Homeowner's exemption	$956,936 Land $218,727 Building $738,209
2022	$10,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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