4885 Peninsula Point Dr, Seaside, CA 93955 Property Records

Monterey County property record for 4885 Peninsula Point Dr, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,841 sqft · built 2003
Lot Size	0.16 acres (6,964 sqft)
Owner	Company Name on Record
Last Sale	$681,000 (Oct 2003)
Tax Bill	$10,958 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2024 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-232-018-000`

Property Details

APN / Parcel Number

Primary APN	`031-232-018-000`
Alternative APN	`031-232-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,841 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,964 sqft (0.16 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4885 PENINSULA POINT DR
City	SEASIDE
State	CA
Zip	93955-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEASIDE HIGHLANDS VOL 22 C&T PAGE 33 TRACT #1396 LOT 71
Legal Subdivision	SEASIDE HIGHLANDS
Legal Tract	1396
Legal Block	1
Legal Lot Number	71
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1070
Census Tract	14108

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 3, 2024	Intrafamily Transfer, Transfer
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2003 · Amount on Record
Deed Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	2003127407
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000015573
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511

Mortgage

Document Number	0000009341
Date	Mar 23, 2026
Instrument	2026009341

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 3, 2024
Property Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511
Document Number	0000015573
Map Reference	VOL 22 PG 33
Instrument Date	Apr 11, 2024
Instrument	2024015573
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4885 PENINSULA POINT DR, SEASIDE, CA 93955-6511
Document Number	0000016262
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 PENINSULA POINT DR SEASIDE CA 939556511, SEASIDE, CA 93955-6511

Mortgage

Document Number	0000016262
Date	Mar 27, 2017
Instrument	16262

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 26, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$987,131 (+2%) Land $377,064 Building $610,067
2025	$10,958.00 (+7.95%) Homeowner's exemption	$967,776 (+4.04%) Land $369,671 Building $598,105
2024	$10,151.00 (+1.06%)
2023	$10,045.00 (+1.42%) Homeowner's exemption	$930,198 Land $355,317 Building $574,881
2022	$9,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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