Osceola County property record for 4910 Daryl Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,979 sqft · built 2004 |
| Lot Size | 0.444 acres (19,384 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $165,900 (Feb 2004) |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Jan 2023 Reverse Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127435 |
| Primary APN | 127435 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,979 sqft Heated Area |
| Gross Area | 3,719 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,723 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,384 sqft (0.444 acres) |
| Garage Type | Finished |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 180 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 127435 |
|---|---|
| Old Parcel Number | 052631258600011450 |
| Street Address | 4910 DARYL CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHTON PARK PB 13 PG 157-158 LOT 145 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | ASHTON PARK |
| Legal Tract | 7 |
| Legal Block | 1 |
| Legal Lot Number | 145 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 43700 |
Source: Osceola County records · APN 127435
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4910 DARYL CT, SAINT CLOUD, FL 34771-1714 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Reverse Mortgage BROKER SOLUTIONS INC |
| Feb 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2004 · Amount on Record |
| Deed Sale | Feb 13, 2004 · Amount on Record |
| Deed Document Number | 0244302534 |
| Deed Book / Page | 02443 / 02534 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4910 DARYL CT, SAINT CLOUD, FL 34771-1714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4910 DARYL CT, SAINT CLOUD, FL 34771-1714 |
| Document Number | 0063382912 |
|---|---|
| Date | Jan 03, 2023 |
| Book Page | 6338/2912 |
| Instrument | 2023000253 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 870 Months |
| Due | Jul 02, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4910 DARYL CT, SAINT CLOUD, FL 34771-1714 |
| Document Number | 0053202053 |
| Instrument Date | Feb 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4910 DARYL CT ST CLOUD FL 347711714, ST CLOUD, FL 34771-1714 |
| Document Number | 0053202053 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 005320/002053 |
| Instrument | 62944 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 (+7.62%) Homeowner's exemption Senior Citizen's exemption | $168,240 (+5.99%) | $389,000 (-2.46%) Land $65,000 Building $324,000 |
| 2023 | $1,891.00 (+4.53%) Homeowner's exemption Senior Citizen's exemption | $158,737 (+3%) | $398,800 (+32.01%) Land $60,000 Building $338,800 |
| 2022 | $1,809.00 Homeowner's exemption Senior Citizen's exemption | $154,114 | $302,100 Land $55,000 Building $247,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force 60 of 70 on primary residences |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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