4908 Daryl Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4908 Daryl Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,419 sqft · built 2004
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Aug 2014)
Tax Bill	$5,903 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`127436`

Property Details

APN / Parcel Number

Primary APN	`127436`
Alternative APNs	`052631000700011460` `052631258600011460`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,419 sqft Heated Area
Gross Area	3,159 sqft
1st Floor Area	1,256 sqft
Upper Floors Area	1,163 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	127436
Old Parcel Number	052631258600011460
Street Address	4908 DARYL CT
City	SAINT CLOUD
State	FL
Zip	34771-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	ASHTON PARK PB 13 PG 157-158 LOT 146
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	ASHTON PARK
Legal Tract	7
Legal Block	1
Legal Lot Number	146
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3056
Census Tract	43700

Owner

4908 Daryl Ct is owned and occupied by an individual who bought it in August 2014.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4908 DARYL CT, SAINT CLOUD, FL 34771-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 8, 2019	Loan Modification, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2014 · Amount on File
Deed Sale	Aug 19, 2014 · Amount on File
Prior Sale	Jul 19, 2010 · Amount on File
Deed Document Number	2014120875
Deed Book / Page	4653 / 1177
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4908 DARYL CT, SAINT CLOUD, FL 34771-1714
Document Number	0055172681
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4908 DARYL CT ST CLOUD FL 347711714, ST CLOUD, FL 34771-1714

Mortgage

Document Number	0055172681
Date	May 2, 2019
Book Page	005517/002681
Instrument	56508

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4908 DARYL CT, SAINT CLOUD, FL 34771-1714
Document Number	0055441223
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4908 DARYL CT ST CLOUD FL 347711714, ST CLOUD, FL 34771-1714

Mortgage

Document Number	0055441223
Date	Jun 20, 2019
Book Page	005544/001223
Instrument	79434

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4908 Daryl Ct was $5,903.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,903.00	$350,400 Land $65,000 Building $285,400	$350,400 Land $65,000 Building $285,400
2023	$5,292.00 (+17%)	$358,400 (+31.33%) Land $60,000 Building $298,400	$358,400 (+31.33%) Land $60,000 Building $298,400
2022	$4,523.00	$272,900 Land $55,000 Building $217,900	$272,900 Land $55,000 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4908 Daryl Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4908 Daryl Ct is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Xfinity.

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