491 Wheelock Pkwy E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 491 Wheelock Pkwy E, Saint Paul, MN 55130

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 3,142 sqft · built 1967
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Sep 2019)
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-24-0004`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-24-0004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,142 sqft Total Area
1st Floor Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	109 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	491 WHEELOCK PKWY E
City	SAINT PAUL
State	MN
Zip	55130-3220
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	E
Legal Description	GOTHIER'S ADDITION NO. 2 LOT 7 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	GOTHIERS ADDITION NO 2
Legal Block	2
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	30601

Owner

Source: Ramsey County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer
Oct 26, 2020	Quit Claim Deed, Transfer SUMMIT MTG CORP
Sep 6, 2019	Warranty Deed, Transfer · FHA Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Oct 26, 2020
Deed Document Number	0004772641
Last Transfer Date	Jan 21, 2026
Transfer Doc	0A05093736
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jan 21, 2026
Property Address	491 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Document Number	0A05093736
Instrument Date	Jan 21, 2026
Instrument	A05093736
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 26, 2020
Property Address	491 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Document Number	0004840499
Instrument Date	Oct 6, 2020
Instrument	4840499
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 WHEELOCK PKWY E ST PAUL MN 551303220, ST PAUL, MN 55130-3220

Mortgage

Document Number	4840500
Date	Oct 26, 2020
Instrument	4840500

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 6, 2019
Property Address	491 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Document Number	0004772641
Instrument Date	Sep 3, 2019
Instrument	4772641
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	PILLAR TITLE SERVICES, PILLAR TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WHEELOCK PKWY E ST PAUL MN 551303220, ST PAUL, MN 55130-3220

Mortgage

Document Number	4772642
Date	Sep 6, 2019
Instrument	4772642

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,820.00 (+5.97%) Homeowner's exemption	$377,200 (+11.04%) Land $30,000 Building $347,200	$377,200 (+11.04%) Land $30,000 Building $347,200
2023	$5,492.00 Homeowner's exemption	$339,700 Land $25,000 Building $314,700	$339,700 Land $25,000 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GigFire, T-Mobile.

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