451 Wheelock Pkwy E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 451 Wheelock Pkwy E, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,659 sqft · built 1900
Lot Size	0.34 acres (14,790 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Nov 2020)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-24-0001`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-24-0001`
Alternative APNs	`8086590` `106520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,463 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	14,790 sqft (0.34 acres)
Lot Dimensions	174 ft deep x 85 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	106520
Street Address	451 WHEELOCK PKWY E
City	SAINT PAUL
State	MN
Zip	55130-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOTHIERS ADDITION NO. 2 SUBJ TO ESMTS THE FOL W TRIANGULAR PART OF ...THEREOF AND ALL OF LOT 6 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	GOTHIERS ADDITION NO. 2
Legal Block	2
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1004
Census Tract	30601

Owner

Source: Ramsey County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	451 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 5, 2020	Warranty Deed, Transfer · Conventional with PMI CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	20204843013
Last Transfer Date	Oct 1, 2024
Transfer Doc	0005042320
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	May 27, 2026
Property Address	451 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Document Number	0A05107295
Instrument Date	May 21, 2026
Instrument	20265107295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220

Mortgage

Document Number	0005107295,
Date	May 27, 2026
Instrument	20265107295

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 31, 2029

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 5, 2020
Property Address	451 WHEELOCK PKWY E, SAINT PAUL, MN 55130-3220
Document Number	0004843013
Instrument Date	Oct 30, 2020
Instrument	4843013
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 WHEELOCK PKWY E ST PAUL MN 551303220, ST PAUL, MN 55130-3220

Mortgage

Document Number	4843014
Date	Nov 5, 2020
Instrument	4843014

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,000 (-5.45%) Land $43,800 Building $239,200	$283,000 (-5.45%) Land $43,800 Building $239,200
2025	$4,468.00 (+6.48%) Homeowner's exemption	$299,300 (+11.89%) Land $45,000 Building $254,300	$299,300 (+11.89%) Land $45,000 Building $254,300
2023	$4,196.00 Homeowner's exemption	$267,500 Land $37,500 Building $230,000	$267,500 Land $37,500 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: LTD Broadband, T-Mobile USA.

Nearby Properties on Wheelock Pkwy E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures